Richmond Mutual Bancorporation, Inc.
General ticker "RMBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $135.0M (TTM average)
Richmond Mutual Bancorporation, Inc. follows the US Stock Market performance with the rate: 36.3%.
Estimated limits based on current volatility of 1.3%: low 14.27$, high 14.63$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-25, amount 0.15$ (Y4.19%)
- Total employees count: 176 (-2.8%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Inflation, Liquidity and credit risks, Cybersecurity threats, Operational and conduct risks
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [11.48$, 15.50$]
- 2026-12-31 to 2027-12-31 estimated range: [11.35$, 15.49$]
Financial Metrics affecting the RMBI estimates:
- Positive: with PPE of 12.1 at the end of fiscal year the price was very low
- Positive: 6.59 < Operating cash flow per share per price, % of 11.66
- Positive: Operating profit margin, % of 27.92 > 18.39
- Negative: Shareholder equity ratio, % of 9.55 <= 19.24
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Negative: Investing cash flow per share per price, % of -0.83 <= -0.60
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.75
Short-term RMBI quotes
Long-term RMBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $42.27MM | $85.05MM | $48.91MM |
| Operating Expenses | $31.27MM | $74.19MM | $35.26MM |
| Operating Income | $11.00MM | $10.86MM | $13.65MM |
| Interest Expense | $29.75MM | $41.82MM | $42.06MM |
| Income(Loss) | $11.00MM | $10.86MM | $13.65MM |
| Taxes | $1.52MM | $1.49MM | $2.08MM |
| Net Income(Loss)* | $9.49MM | $9.38MM | $11.58MM |
| Stockholders Equity | $134.86MM | $132.87MM | $145.78MM |
| Assets | $1,461.02MM | $1,504.87MM | $1,525.79MM |
| Operating Cash Flow | $12.11MM | $14.75MM | $15.97MM |
| Capital expenditure | $0.62MM | $0.46MM | $1.36MM |
| Investing Cash Flow | $-122.53MM | $-49.30MM | $-1.14MM |
| Financing Cash Flow | $114.74MM | $36.06MM | $-3.46MM |
| Earnings Per Share** | $0.91 | $0.93 | $1.20 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.