Richmond Mutual Bancorporation, Inc.
General ticker "RMBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $136.6M (TTM average)
Richmond Mutual Bancorporation, Inc. follows the US Stock Market performance with the rate: 24.2%.
Estimated limits based on current volatility of 1.6%: low 14.00$, high 14.44$
Factors to consider:
- Earnings expected soon, date: nan
- Company pays dividends (quarterly): last record date 2026-02-25, amount 0.15$ (Y4.12%)
- Total employees count: 176 (-2.8%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Inflationary pressures, Liquidity and credit risks, Cybersecurity threats, Operational and conduct risks
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [9.73$, 15.36$]
- 2026-12-31 to 2027-12-31 estimated range: [8.75$, 14.18$]
Financial Metrics affecting the RMBI estimates:
- Positive: with PPE of 12.1 at the end of fiscal year the price was low
- Positive: Operating cash flow per share per price, % of 11663.51 > 12.96
- Positive: 7.68 < Operating profit margin, % of 15.47
- Negative: Shareholder equity ratio, % of 9.56 <= 19.49
- Positive: Industry operating profit margin (median), % of 22.17 > 9.67
- Positive: Industry earnings per price (median), % of 6.86 > 4.54
- Positive: -3.36 < Return on assets ratio (scaled to [-100,100]) of 0.75
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
Short-term RMBI quotes
Long-term RMBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $71.82MM | $85.05MM | $90.89MM |
| Operating Expenses | $60.81MM | $74.19MM | $76.83MM |
| Operating Income | $11.00MM | $10.86MM | $14.06MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-0.41MM |
| Interest Expense | $29.75MM | $41.82MM | $42.06MM |
| Income(Loss) | $11.00MM | $10.86MM | $13.65MM |
| Taxes | $1.52MM | $1.49MM | $2.08MM |
| Profit(Loss)* | $9.49MM | $9.38MM | $-11,553.61MM |
| Stockholders Equity | $134.86MM | $132.87MM | $145.78MM |
| Assets | $1,461.02MM | $1,504.87MM | $1,524.67MM |
| Operating Cash Flow | $12.11MM | $14.75MM | $15,969.41MM |
| Capital expenditure | $0.62MM | $0.46MM | $1.36MM |
| Investing Cash Flow | $-122.53MM | $-49.30MM | $-1,140.93MM |
| Financing Cash Flow | $114.74MM | $36.06MM | $-3,455.17MM |
| Earnings Per Share** | $0.91 | $0.93 | $-1,196.65 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.