Richmond Mutual Bancorporation, Inc.
General ticker "RMBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $137.1M (TTM average)
Richmond Mutual Bancorporation, Inc. follows the US Stock Market performance with the rate: 49.8%.
Estimated limits based on current volatility of 0.9%: low 15.29$, high 15.56$
Factors to consider:
- Earnings expected soon, date: nan
- Company pays dividends (quarterly): last record date 2026-09-03, amount 0.15$ (Y3.91%)
- Total employees count: 180 (+4.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Liquidity and credit risks, Commercial real estate, Acquisition/divestiture risks
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [11.66$, 15.45$]
- 2026-12-31 to 2027-12-31 estimated range: [11.45$, 15.34$]
Financial Metrics affecting the RMBI estimates:
- Positive: with PPE of 12.0 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 28.75
- Positive: 11.37 < Operating cash flow per share per price, % of 11.75
- Positive: -1.23 < Investing cash flow per share per price, % of -0.84
- Positive: 7.04 < Shareholder equity ratio, % of 9.55 <= 12.78
- Positive: Inventory ratio change, % of 0 <= 0
Short-term RMBI quotes
Long-term RMBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $42.27MM | $43.47MM | $48.91MM |
| Operating Expenses | $31.27MM | $32.60MM | $34.85MM |
| Operating Income | $11.00MM | $10.86MM | $14.06MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-0.41MM |
| Interest Expense | $29.75MM | $41.82MM | $42.06MM |
| Income(Loss) | $11.00MM | $10.86MM | $13.65MM |
| Taxes | $1.52MM | $1.49MM | $2.08MM |
| Net Income(Loss)* | $9.49MM | $9.38MM | $11.58MM |
| Stockholders Equity | $134.86MM | $132.87MM | $145.78MM |
| Assets | $1,461.02MM | $1,504.87MM | $1,525.79MM |
| Operating Cash Flow | $12.11MM | $14.75MM | $15.97MM |
| Capital expenditure | $0.62MM | $0.46MM | $1.36MM |
| Investing Cash Flow | $-122.53MM | $-49.30MM | $-1.14MM |
| Financing Cash Flow | $114.74MM | $36.06MM | $-3.46MM |
| Earnings Per Share** | $0.91 | $0.93 | $1.20 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.