Richmond Mutual Bancorporation, Inc.
General ticker "RMBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $136.6M (TTM average)
Richmond Mutual Bancorporation, Inc. follows the US Stock Market performance with the rate: 42.0%.
Estimated limits based on current volatility of 1.8%: low 13.64$, high 14.14$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-25, amount 0.15$ (Y4.37%)
- Total employees count: 176 (-2.8%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Inflationary pressures, Liquidity and credit risks, Cybersecurity threats, Operational and conduct risks
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [12.85$, 17.33$]
- 2025-12-31 to 2026-12-31 estimated range: [13.47$, 18.26$]
Financial Metrics affecting the RMBI estimates:
- Positive: with PPE of 15.4 at the end of fiscal year the price was very low
- Positive: 7.67 < Operating profit margin, % of 12.77
- Positive: 6.64 < Operating cash flow per share per price, % of 10.46
- Negative: Shareholder equity ratio, % of 8.83 <= 19.40
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Inventory ratio change, % of 0 <= 0
Short-term RMBI quotes
Long-term RMBI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $56.59MM | $71.82MM | $85.05MM |
| Operating Expenses | $40.84MM | $60.81MM | $74.19MM |
| Operating Income | $15.75MM | $11.00MM | $10.86MM |
| Interest Expense | $10.22MM | $29.75MM | $41.82MM |
| Income(Loss) | $15.75MM | $11.00MM | $10.86MM |
| Taxes | $2.78MM | $1.52MM | $1.49MM |
| Profit(Loss)* | $12.96MM | $9.49MM | $9.38MM |
| Stockholders Equity | $132.38MM | $134.86MM | $132.87MM |
| Assets | $1,328.03MM | $1,461.02MM | $1,504.87MM |
| Operating Cash Flow | $18.16MM | $12.11MM | $14.75MM |
| Capital expenditure | $0.39MM | $0.62MM | $0.46MM |
| Investing Cash Flow | $-116.12MM | $-122.53MM | $-49.30MM |
| Financing Cash Flow | $90.85MM | $114.74MM | $36.06MM |
| Earnings Per Share** | $1.20 | $0.91 | $0.93 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.