FS Bancorp, Inc.
General ticker "FSBW" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $304.9M (TTM average)
FS Bancorp, Inc. follows the US Stock Market performance with the rate: 33.6%.
Estimated limits based on current volatility of 1.0%: low 42.44$, high 43.31$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-07, amount 0.29$ (Y2.69%)
- Total employees count: 581 (+2.5%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Interest rate risk, Concentrated dealer reliance, Cybersecurity threats
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [35.04$, 47.78$]
- 2026-12-31 to 2027-12-31 estimated range: [34.82$, 47.94$]
Financial Metrics affecting the FSBW estimates:
- Negative: with PPE of 9.8 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 22.95 > 13.08
- Positive: 7.80 < Operating profit margin, % of 18.73
- Negative: Shareholder equity ratio, % of 9.62 <= 18.97
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.03
- Negative: Interest expense per share per price, % of 21.21 > 3.34
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
Short-term FSBW quotes
Long-term FSBW plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $143.94MM | $144.66MM | $219.52MM |
| Operating Expenses | $98.62MM | $103.08MM | $178.40MM |
| Operating Income | $45.32MM | $41.58MM | $41.12MM |
| Non-Operating Income | $-0.05MM | $0.00MM | $0.00MM |
| Interest Expense | $43.89MM | $61.73MM | $66.84MM |
| Income(Loss) | $45.27MM | $41.58MM | $41.12MM |
| Taxes | $9.22MM | $6.56MM | $7.77MM |
| Net Income(Loss)* | $36.05MM | $35.02MM | $33.35MM |
| Stockholders Equity | $264.49MM | $295.77MM | $307.69MM |
| Assets | $2,972.67MM | $3,029.18MM | $3,196.85MM |
| Operating Cash Flow | $77.67MM | $50.82MM | $72.31MM |
| Capital expenditure | $1.67MM | $1.64MM | $20.37MM |
| Investing Cash Flow | $77.67MM | $-104.20MM | $-206.43MM |
| Financing Cash Flow | $-131.08MM | $19.32MM | $130.70MM |
| Earnings Per Share** | $4.63 | $4.55 | $4.44 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.