International Bancshares Corporation
General ticker "IBOC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $4.2B (TTM average)
International Bancshares Corporation follows the US Stock Market performance with the rate: 45.3%.
Estimated limits based on current volatility of 0.8%: low 70.85$, high 72.06$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2026-02-13, amount 0.73$ (Y2.06%)
- Total employees count: 2103 (+2.0%) as of 2024
- Top business risk factors: Inadequate loss reserves, Regulatory and compliance, Key person dependency, Security breaches, Internal control weaknesses
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [55.50$, 73.60$]
- 2026-12-31 to 2027-12-31 estimated range: [55.55$, 73.88$]
Financial Metrics affecting the IBOC estimates:
- Negative: with PPE of 10.4 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 44.85 > 18.39
- Positive: 6.59 < Operating cash flow per share per price, % of 11.43
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: 19.24 < Shareholder equity ratio, % of 19.62 <= 42.59
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term IBOC quotes
Long-term IBOC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $837.42MM | $832.34MM | $839.78MM |
| Operating Expenses | $313.91MM | $323.62MM | $463.18MM |
| Operating Income | $523.51MM | $508.72MM | $376.60MM |
| Non-Operating Income | $0.00MM | $0.00MM | $143.76MM |
| Interest Expense | $136.66MM | $209.26MM | $213.85MM |
| Income(Loss) | $523.51MM | $508.72MM | $520.36MM |
| Taxes | $111.74MM | $99.55MM | $108.07MM |
| Net Income(Loss)* | $411.77MM | $409.17MM | $412.29MM |
| Stockholders Equity | $2,447.77MM | $2,796.71MM | $3,251.64MM |
| Assets | $15,066.19MM | $15,738.85MM | $16,576.33MM |
| Operating Cash Flow | $474.43MM | $473.95MM | $491.06MM |
| Capital expenditure | $27.50MM | $14.15MM | $18.12MM |
| Investing Cash Flow | $-1,067.21MM | $-985.06MM | $-591.69MM |
| Financing Cash Flow | $-843.89MM | $212.71MM | $284.47MM |
| Earnings Per Share** | $6.63 | $6.58 | $6.62 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.