Home Bancorp, Inc.
General ticker "HBCP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $399.4M (TTM average)
Home Bancorp, Inc. follows the US Stock Market performance with the rate: 67.1%.
Estimated limits based on current volatility of 1.8%: low 59.28$, high 61.49$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-09, amount 0.31$ (Y2.07%)
- Total employees count: 481 (+0.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate market risks, Economic downturns and volatility, Acquisition/divestiture risks, Operational and conduct risks, Cybersecurity threats
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [42.01$, 55.64$]
- 2025-12-31 to 2026-12-31 estimated range: [42.12$, 56.53$]
Financial Metrics affecting the HBCP estimates:
- Negative: with PPE of 10.2 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 13.10 > 12.96
- Positive: Operating profit margin, % of 33.50 > 18.38
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 1.05
Short-term HBCP quotes
Long-term HBCP plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $139.81MM | $178.30MM | $134.89MM |
| Operating Expenses | $97.31MM | $128.15MM | $89.70MM |
| Operating Income | $42.50MM | $50.15MM | $45.18MM |
| Interest Expense | $7.92MM | $42.97MM | $64.50MM |
| Income(Loss) | $42.50MM | $50.15MM | $45.18MM |
| Taxes | $8.43MM | $9.91MM | $8.76MM |
| Profit(Loss)* | $34.07MM | $40.24MM | $36.43MM |
| Stockholders Equity | $329.95MM | $367.44MM | $396.09MM |
| Assets | $3,228.28MM | $3,320.12MM | $3,443.67MM |
| Operating Cash Flow | $51.20MM | $41.36MM | $48.73MM |
| Capital expenditure | $2.71MM | $2.02MM | $4.06MM |
| Investing Cash Flow | $-495.35MM | $-94.25MM | $-107.11MM |
| Financing Cash Flow | $-69.89MM | $41.33MM | $81.09MM |
| Earnings Per Share** | $4.19 | $5.01 | $4.56 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.