City Holding Company
General ticker "CHCO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
City Holding Company follows the US Stock Market performance with the rate: 45.4%.
Estimated limits based on current volatility of 0.8%: low 139.48$, high 141.80$
Factors to consider:
- Earnings expected soon, date: 2026-10-28 bmo
- Company pays dividends (quarterly): last record date 2026-07-15, amount 0.87$ (Y2.46%)
- Total employees count: 950 (-1.3%) as of 2025
- Top business risk factors: Lending risk, Interest rate risk, Real estate concentration, Regulatory and compliance, Technology failure
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [98.26$, 130.58$]
- 2026-12-31 to 2027-12-31 estimated range: [96.64$, 129.18$]
Financial Metrics affecting the CHCO estimates:
- Negative: with PPE of 13.7 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 51.79 > 33.79
- Positive: 6.77 < Operating cash flow per share per price, % of 7.45
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 7.04 < Shareholder equity ratio, % of 12.05 <= 12.78
- Positive: 1.88 < Return on assets ratio (scaled to [-100,100]) of 1.90
- Positive: Inventory ratio change, % of 0 <= 0
Short-term CHCO quotes
Long-term CHCO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $289.84MM | $293.32MM | $313.91MM |
| Operating Expenses | $146.74MM | $148.81MM | $151.35MM |
| Operating Income | $143.11MM | $144.52MM | $162.56MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-1.10MM |
| Interest Expense | $52.02MM | $86.19MM | $84.81MM |
| Income(Loss) | $143.11MM | $144.52MM | $161.47MM |
| Taxes | $28.74MM | $27.41MM | $30.98MM |
| Net Income(Loss)* | $114.36MM | $117.10MM | $130.49MM |
| Stockholders Equity | $677.07MM | $730.66MM | $809.68MM |
| Assets | $6,168.05MM | $6,459.46MM | $6,722.02MM |
| Operating Cash Flow | $137.58MM | $131.90MM | $131.37MM |
| Capital expenditure | $2.96MM | $2.71MM | $2.92MM |
| Investing Cash Flow | $14.68MM | $-252.26MM | $-269.92MM |
| Financing Cash Flow | $-195.98MM | $189.48MM | $105.08MM |
| Earnings Per Share** | $7.69 | $7.98 | $9.09 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.