City Holding Company
General ticker "CHCO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
City Holding Company follows the US Stock Market performance with the rate: 52.3%.
Estimated limits based on current volatility of 0.8%: low 121.82$, high 123.89$
Factors to consider:
- Earnings expected soon, date: 2026-01-22 bmo
- Company pays dividends (quarterly): last record date 2025-10-15, amount 0.87$ (Y2.82%)
- Total employees count: 963 (-1.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Impairment charges, Liquidity and credit risks, Third-party risks, Customer retention
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [105.48$, 135.00$]
- 2025-12-31 to 2026-12-31 estimated range: [107.20$, 139.46$]
Financial Metrics affecting the CHCO estimates:
- Negative: with PPE of 15.3 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 49.27 > 18.33
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: 1.77 < Return on assets ratio (scaled to [-100,100]) of 1.78
- Negative: Shareholder equity ratio, % of 11.31 <= 19.35
- Positive: 6.63 < Operating cash flow per share per price, % of 7.43
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -14.22 <= -14.19
Short-term CHCO quotes
Long-term CHCO plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $252.05MM | $289.84MM | $293.32MM |
| Operating Expenses | $124.72MM | $146.74MM | $148.81MM |
| Operating Income | $127.33MM | $143.11MM | $144.52MM |
| Interest Expense | $9.65MM | $52.02MM | $86.19MM |
| Income(Loss) | $127.33MM | $143.11MM | $144.52MM |
| Taxes | $25.26MM | $28.74MM | $27.41MM |
| Profit(Loss)* | $102.07MM | $114.36MM | $117.10MM |
| Stockholders Equity | $577.85MM | $677.07MM | $730.66MM |
| Assets | $5,878.11MM | $6,168.05MM | $6,459.46MM |
| Operating Cash Flow | $115.82MM | $137.58MM | $131.90MM |
| Capital expenditure | $2.14MM | $2.96MM | $2.71MM |
| Investing Cash Flow | $-410.45MM | $14.68MM | $-252.26MM |
| Financing Cash Flow | $-140.00MM | $-195.98MM | $189.48MM |
| Earnings Per Share** | $6.87 | $7.69 | $7.98 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.