Republic Bancorp, Inc.
General ticker "RBCAA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.5B (TTM average)
Republic Bancorp, Inc. follows the US Stock Market performance with the rate: 49.5%.
Estimated limits based on current volatility of 1.4%: low 90.12$, high 92.70$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-09-18, amount 0.49$ (Y2.12%)
- Total employees count: 973 (-1.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Cybersecurity threats, Regulatory and compliance, Geographic concentration
- Current price 24.4% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [54.27$, 74.25$]
- 2026-12-31 to 2027-12-31 estimated range: [51.79$, 71.78$]
Financial Metrics affecting the RBCAA estimates:
- Positive: with PPE of 10.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 39.69 > 33.79
- Positive: 11.37 < Operating cash flow per share per price, % of 12.17
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.83
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 12.78 < Shareholder equity ratio, % of 15.65 <= 25.20
- Positive: Interest expense per share per price, % of 7.51 <= 10.35
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
Short-term RBCAA quotes
Long-term RBCAA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $361.96MM | $384.80MM | $417.50MM |
| Operating Expenses | $247.02MM | $257.10MM | $251.79MM |
| Operating Income | $114.94MM | $127.70MM | $165.71MM |
| Non-Operating Income | $-1.73MM | $0.00MM | $0.00MM |
| Interest Expense | $67.28MM | $120.83MM | $103.84MM |
| Income(Loss) | $113.21MM | $127.70MM | $165.71MM |
| Taxes | $22.84MM | $26.33MM | $34.39MM |
| Net Income(Loss)* | $90.37MM | $101.37MM | $131.32MM |
| Stockholders Equity | $912.76MM | $992.03MM | $1,102.29MM |
| Assets | $6,594.89MM | $6,846.67MM | $7,042.06MM |
| Operating Cash Flow | $108.53MM | $149.00MM | $168.21MM |
| Capital expenditure | $6.90MM | $5.81MM | $7.10MM |
| Investing Cash Flow | $-516.95MM | $-181.03MM | $-436.12MM |
| Financing Cash Flow | $411.30MM | $147.61MM | $55.73MM |
| Earnings Per Share** | $4.61 | $5.21 | $6.65 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.