MainStreet Bancshares, Inc.
General ticker "MNSB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $158.5M (TTM average)
MainStreet Bancshares, Inc. follows the US Stock Market performance with the rate: 40.2%.
Estimated limits based on current volatility of 1.4%: low 24.09$, high 24.75$
Factors to consider:
- Earnings expected soon, date: 2026-07-28 bmo
- Company pays dividends (quarterly): last record date 2026-05-04, amount 0.10$ (Y1.66%)
- Total employees count: 204 (+9.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Collateral value, Construction delays, Interest rate risk
- Current price 25.5% above estimated high
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [13.52$, 20.42$]
- 2025-12-31 to 2026-12-31 estimated range: [12.47$, 19.20$]
Financial Metrics affecting the MNSB estimates:
- Negative: with PPE of -12.1 at the end of fiscal year the price was high
- Positive: 6.62 < Operating cash flow per share per price, % of 10.51
- Negative: negative Operating income
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of -0.45
- Positive: Industry operating profit margin (median), % of 23.76 > 9.66
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Shareholder equity ratio, % of 9.33 <= 19.19
- Positive: Industry operating cash flow per share per price (median), % of 10.53 > 10.32
Short-term MNSB quotes
Long-term MNSB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $75.31MM | $80.08MM | $65.83MM |
| Operating Expenses | $41.92MM | $47.26MM | $79.73MM |
| Operating Income | $33.39MM | $32.82MM | $-13.90MM |
| Interest Expense | $13.37MM | $47.68MM | $72.04MM |
| Income(Loss) | $33.39MM | $32.82MM | $-13.90MM |
| Taxes | $6.71MM | $6.24MM | $-3.92MM |
| Net Income(Loss)* | $26.67MM | $26.59MM | $-9.98MM |
| Stockholders Equity | $198.28MM | $221.52MM | $207.99MM |
| Assets | $1,925.75MM | $2,035.43MM | $2,228.10MM |
| Operating Cash Flow | $33.54MM | $31.63MM | $14.74MM |
| Capital expenditure | $7.78MM | $6.00MM | $5.79MM |
| Investing Cash Flow | $-228.74MM | $-130.75MM | $-122.28MM |
| Financing Cash Flow | $232.59MM | $83.03MM | $200.73MM |
| Earnings Per Share** | $3.54 | $3.53 | $-1.31 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.