HBT Financial, Inc.
General ticker "HBT" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $885.1M (TTM average)
HBT Financial, Inc. follows the US Stock Market performance with the rate: 49.6%.
Estimated limits based on current volatility of 1.2%: low 35.01$, high 35.83$
Factors to consider:
- Earnings expected soon, date: 2026-10-26 bmo
- Company pays dividends (quarterly): last record date 2026-08-11, amount 0.25$ (Y2.81%)
- Total employees count: 826 (-2.1%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Strategic risks and growth management, Cybersecurity threats, Regulatory and compliance, Economic downturns and volatility
- Current price 24.1% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [22.74$, 28.67$]
- 2026-12-31 to 2027-12-31 estimated range: [23.44$, 29.69$]
Financial Metrics affecting the HBT estimates:
- Positive: with PPE of 10.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 44.08 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 10.35
- Positive: -7.11 < Investing cash flow per share per price, % of -4.82
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: 7.04 < Shareholder equity ratio, % of 12.14 <= 12.78
Short-term HBT quotes
Long-term HBT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $228.73MM | $224.59MM | $237.09MM |
| Operating Expenses | $140.15MM | $127.21MM | $132.58MM |
| Operating Income | $88.58MM | $97.38MM | $104.51MM |
| Interest Expense | $37.93MM | $62.85MM | $56.89MM |
| Income(Loss) | $88.58MM | $97.38MM | $104.51MM |
| Taxes | $22.74MM | $25.60MM | $27.50MM |
| Net Income(Loss)* | $65.84MM | $71.78MM | $77.01MM |
| Stockholders Equity | $489.50MM | $544.61MM | $615.50MM |
| Assets | $5,073.17MM | $5,032.90MM | $5,071.39MM |
| Operating Cash Flow | $65.83MM | $89.37MM | $85.07MM |
| Capital expenditure | $3.13MM | $5.51MM | $10.25MM |
| Investing Cash Flow | $132.66MM | $32.35MM | $-39.64MM |
| Financing Cash Flow | $-171.40MM | $-125.28MM | $-60.85MM |
| Earnings Per Share** | $2.08 | $2.27 | $2.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.