First BanCorp.
General ticker "FBP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $3.5B (TTM average)
First BanCorp. follows the US Stock Market performance with the rate: 55.8%.
Estimated limits based on current volatility of 1.0%: low 26.76$, high 27.30$
Factors to consider:
- Earnings expected soon, date: 2026-10-22 bmo
- Company pays dividends (quarterly): last record date 2026-08-27, amount 0.20$ (Y2.92%)
- Total employees count: 3218 (+3.4%) as of 2025
- US accounted for 12.8% of revenue in the fiscal year ended 2025-12-31
- Top business risk factors: Puerto rico concentration, Interest rate risk, Liquidity and credit risks, Regulatory and compliance, Cybersecurity threats
- Current price 16.9% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [17.78$, 23.42$]
- 2026-12-31 to 2027-12-31 estimated range: [18.37$, 24.23$]
Financial Metrics affecting the FBP estimates:
- Positive: with PPE of 10.4 at the end of fiscal year the price was neutral
- Positive: 11.37 < Operating cash flow per share per price, % of 13.27
- Positive: 22.58 < Operating profit margin, % of 33.16
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.77
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: -7.11 < Investing cash flow per share per price, % of -5.04
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: Interest expense per share per price, % of 7.52 <= 10.35
Short-term FBP quotes
Long-term FBP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $929.80MM | $935.88MM | $1,256.56MM |
| Operating Expenses | $541.31MM | $544.67MM | $839.83MM |
| Operating Income | $388.49MM | $391.21MM | $416.73MM |
| Non-Operating Income | $8.95MM | $0.00MM | $0.00MM |
| Interest Expense | $226.38MM | $287.67MM | $254.22MM |
| Income(Loss) | $397.44MM | $391.21MM | $416.73MM |
| Taxes | $94.57MM | $92.48MM | $71.87MM |
| Net Income(Loss)* | $302.86MM | $298.72MM | $344.87MM |
| Stockholders Equity | $1,497.61MM | $1,669.24MM | $1,966.87MM |
| Assets | $18,909.55MM | $19,292.92MM | $19,132.89MM |
| Operating Cash Flow | $362.96MM | $404.15MM | $448.56MM |
| Capital expenditure | $22.60MM | $10.01MM | $11.03MM |
| Investing Cash Flow | $-78.45MM | $136.23MM | $-170.39MM |
| Financing Cash Flow | $-101.85MM | $-44.13MM | $-778.98MM |
| Earnings Per Share** | $1.72 | $1.82 | $2.16 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.