First BanCorp.
General ticker "FBP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $3.4B (TTM average)
First BanCorp. follows the US Stock Market performance with the rate: 47.4%.
Estimated limits based on current volatility of 0.9%: low 23.66$, high 24.06$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-28, amount 0.20$ (Y3.38%)
- Total employees count: 3113 (-1.7%) as of 2024
- US accounted for 12.3% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Economic downturns and volatility, Reputation and brand risks, Regulatory and compliance, Operational and conduct risks, Labor/talent shortage/retention
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [17.75$, 23.54$]
- 2026-12-31 to 2027-12-31 estimated range: [18.40$, 24.41$]
Financial Metrics affecting the FBP estimates:
- Positive: with PPE of 10.5 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 13.17 > 12.90
- Positive: Operating profit margin, % of 33.16 > 18.39
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
- Negative: Shareholder equity ratio, % of 10.28 <= 19.24
- Negative: Investing cash flow per share per price, % of -5.00 <= -4.41
- Positive: Inventory ratio change, % of 0 <= 0
Short-term FBP quotes
Long-term FBP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,123.54MM | $1,192.76MM | $1,256.56MM |
| Operating Expenses | $726.11MM | $801.55MM | $839.83MM |
| Operating Income | $397.44MM | $391.21MM | $416.73MM |
| Interest Expense | $226.38MM | $287.67MM | $254.22MM |
| Income(Loss) | $397.44MM | $391.21MM | $416.73MM |
| Taxes | $94.57MM | $92.48MM | $71.87MM |
| Net Income(Loss)* | $302.86MM | $298.72MM | $344.87MM |
| Stockholders Equity | $1,497.61MM | $1,669.24MM | $1,966.87MM |
| Assets | $18,909.55MM | $19,292.92MM | $19,132.89MM |
| Operating Cash Flow | $362.96MM | $404.15MM | $448.56MM |
| Capital expenditure | $22.60MM | $10.01MM | $11.03MM |
| Investing Cash Flow | $-78.45MM | $136.23MM | $-170.39MM |
| Financing Cash Flow | $-101.85MM | $-44.13MM | $-778.98MM |
| Earnings Per Share** | $1.72 | $1.82 | $2.16 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.