Northrim BanCorp, Inc.
General ticker "NRIM" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $513.3M (TTM average)
Northrim BanCorp, Inc. follows the US Stock Market performance with the rate: 37.4%.
Estimated limits based on current volatility of 1.5%: low 23.79$, high 24.53$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-05, amount 0.16$ (Y2.70%)
- Total employees count: 503 (+6.6%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Third-party risks, Cybersecurity threats, Regulatory and compliance, Market competition
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [22.16$, 30.35$]
- 2026-12-31 to 2027-12-31 estimated range: [21.68$, 30.34$]
Financial Metrics affecting the NRIM estimates:
- Positive: with PPE of 11.4 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 23.18 > 12.90
- Positive: Operating profit margin, % of 36.11 > 18.39
- Negative: Interest expense per share per price, % of 7.11 > 3.31
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: 1.81 < Return on assets ratio (scaled to [-100,100]) of 1.93
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: Shareholder equity ratio, % of 9.92 <= 19.24
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
Short-term NRIM quotes
Long-term NRIM plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $158.33MM | $195.96MM | $212.82MM |
| Operating Expenses | $126.72MM | $148.97MM | $135.98MM |
| Operating Income | $31.61MM | $46.99MM | $76.85MM |
| Non-Operating Income | $0.00MM | $0.00MM | $7.67MM |
| Interest Expense | $28.70MM | $40.74MM | $42.77MM |
| Income(Loss) | $31.61MM | $46.99MM | $84.52MM |
| Taxes | $6.21MM | $10.02MM | $19.91MM |
| Net Income(Loss)* | $25.39MM | $36.97MM | $64.61MM |
| Stockholders Equity | $234.72MM | $267.12MM | $326.54MM |
| Assets | $2,807.50MM | $3,041.87MM | $3,290.27MM |
| Operating Cash Flow | $38.77MM | $-8.73MM | $139.34MM |
| Capital expenditure | $6.17MM | $0.62MM | $5.47MM |
| Investing Cash Flow | $-254.92MM | $-197.62MM | $-223.43MM |
| Financing Cash Flow | $75.33MM | $150.56MM | $167.26MM |
| Earnings Per Share** | $1.13 | $1.68 | $2.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.