Northrim BanCorp Inc
General ticker "NRIM" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $467.0M
Northrim BanCorp Inc follows the US Stock Market performance with the rate: 63.3%.
Estimated limits based on current volatility of 3.0%: low 76.39$, high 81.17$
Factors to consider:
- Company pays dividends: last record date 2024-12-19, amount 0.62$ (Y3.24%)
- Company does not operate outside North America (retrieved using AI)
- Current price 17.4% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [47.21$, 65.15$]
- 2024-12-30 to 2025-12-30 estimated range: [54.04$, 73.16$]
Financial Metrics affecting the NRIM estimates:
- Positive: Non-GAAP EPS, $ of 4.49 > 2.29
- Positive: Operating cash flow per share per price, % of 12.83 > 12.76
- Positive: Operating profit margin, % of 20.97 > 19.51
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.90
- Negative: Interest expense per share, $ of 5.12 > 0.74
- Negative: Investing cash flow per share, $ of -45.54 <= -3.48
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
Short-term NRIM quotes
Long-term NRIM plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $133.09MM | $129.19MM | $125.79MM |
| Operating Expenses | $85.10MM | $81.18MM | $99.41MM |
| Operating Income | $47.99MM | $48.01MM | $26.38MM |
| Non-Operating Income | $0.00MM | $-9.52MM | $5.23MM |
| Interest Expense | $3.78MM | $5.21MM | $28.70MM |
| Income(Loss) | $47.99MM | $38.49MM | $31.61MM |
| Taxes | $10.48MM | $7.75MM | $6.21MM |
| Profit(Loss) | $37.52MM | $30.74MM | $25.39MM |
| Stockholders Equity | $237.82MM | $218.63MM | $234.72MM |
| Inventory | $669.50MM | $279.43MM | $0.00MM |
| Assets | $2,724.72MM | $2,674.32MM | $2,807.50MM |
| Operating Cash Flow | $111.99MM | $78.12MM | $38.92MM |
| Capital expenditure | $2.51MM | $3.85MM | $6.32MM |
| Investing Cash Flow | $-159.09MM | $-405.62MM | $-255.07MM |
| Financing Cash Flow | $576.96MM | $-58.98MM | $75.33MM |
| Earnings Per Share* | $6.07 | $5.33 | $4.53 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.