Home Bancorp, Inc.
General ticker "HBCP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $432.7M (TTM average)
Home Bancorp, Inc. follows the US Stock Market performance with the rate: 57.5%.
Estimated limits based on current volatility of 1.0%: low 63.67$, high 64.96$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-04, amount 0.31$ (Y1.96%)
- Total employees count: 481 (+0.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate market risks, Economic downturns and volatility, Acquisition/divestiture risks, Operational and conduct risks, Cybersecurity threats
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [46.70$, 62.74$]
- 2026-12-31 to 2027-12-31 estimated range: [46.01$, 62.67$]
Financial Metrics affecting the HBCP estimates:
- Negative: with PPE of 10.9 at the end of fiscal year the price was high
- Positive: 6.59 < Operating cash flow per share per price, % of 11.76
- Positive: Operating profit margin, % of 30.88 > 18.39
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.30
- Positive: -4.41 < Investing cash flow per share per price, % of -0.62
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Negative: Interest expense per share per price, % of 13.05 > 3.31
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 12.46 <= 19.24
Short-term HBCP quotes
Long-term HBCP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $135.33MM | $134.89MM | $148.72MM |
| Operating Expenses | $97.22MM | $101.35MM | $102.80MM |
| Operating Income | $38.10MM | $33.54MM | $45.92MM |
| Non-Operating Income | $12.04MM | $11.64MM | $12.10MM |
| Interest Expense | $42.97MM | $64.50MM | $60.52MM |
| Income(Loss) | $50.15MM | $45.18MM | $58.02MM |
| Taxes | $9.91MM | $8.76MM | $11.96MM |
| Net Income(Loss)* | $40.24MM | $36.43MM | $46.06MM |
| Stockholders Equity | $367.44MM | $396.09MM | $435.09MM |
| Assets | $3,320.12MM | $3,443.67MM | $3,492.63MM |
| Operating Cash Flow | $41.36MM | $48.73MM | $54.51MM |
| Capital expenditure | $2.02MM | $4.06MM | $10.17MM |
| Investing Cash Flow | $-94.25MM | $-107.11MM | $-2.88MM |
| Financing Cash Flow | $41.33MM | $81.09MM | $-8.57MM |
| Earnings Per Share** | $5.01 | $4.56 | $5.93 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.