Home Bancorp, Inc.
General ticker "HBCP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $399.4M (TTM average)
Home Bancorp, Inc. follows the US Stock Market performance with the rate: 59.9%.
Estimated limits based on current volatility of 1.6%: low 63.22$, high 65.31$
Factors to consider:
- Earnings expected soon, date: 2026-04-20 amc
- Company pays dividends (quarterly): last record date 2026-02-09, amount 0.31$ (Y1.92%)
- Total employees count: 481 (+0.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Real estate market risks, Economic downturns and volatility, Acquisition/divestiture risks, Operational and conduct risks, Cybersecurity threats
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [46.60$, 63.14$]
- 2026-12-31 to 2027-12-31 estimated range: [46.22$, 63.48$]
Financial Metrics affecting the HBCP estimates:
- Negative: with PPE of 10.9 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 27.73 > 18.52
- Positive: 6.68 < Operating cash flow per share per price, % of 11.76
- Positive: Investing cash flow per share per price, % of -0.62 > -0.65
- Negative: Shareholder equity ratio, % of 12.46 <= 19.49
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.86 > 4.54
- Positive: Industry operating profit margin (median), % of 22.17 > 9.67
- Negative: Interest expense per share per price, % of 13.05 > 3.29
- Positive: -3.36 < Return on assets ratio (scaled to [-100,100]) of 1.30
Short-term HBCP quotes
Long-term HBCP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $178.30MM | $134.89MM | $209.23MM |
| Operating Expenses | $128.15MM | $89.70MM | $151.21MM |
| Operating Income | $50.15MM | $45.18MM | $58.02MM |
| Interest Expense | $42.97MM | $64.50MM | $60.52MM |
| Income(Loss) | $50.15MM | $45.18MM | $58.02MM |
| Taxes | $9.91MM | $8.76MM | $11.96MM |
| Profit(Loss)* | $40.24MM | $36.43MM | $46.06MM |
| Stockholders Equity | $367.44MM | $396.09MM | $435.09MM |
| Assets | $3,320.12MM | $3,443.67MM | $3,492.63MM |
| Operating Cash Flow | $41.36MM | $48.73MM | $54.51MM |
| Capital expenditure | $2.02MM | $4.06MM | $10.17MM |
| Investing Cash Flow | $-94.25MM | $-107.11MM | $-2.88MM |
| Financing Cash Flow | $41.33MM | $81.09MM | $-8.57MM |
| Earnings Per Share** | $5.01 | $4.56 | $5.93 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.