Shore Bancshares, Inc.
General ticker "SHBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $555.5M (TTM average)
Shore Bancshares, Inc. follows the US Stock Market performance with the rate: 61.4%.
Estimated limits based on current volatility of 1.5%: low 20.24$, high 20.88$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-04, amount 0.12$ (Y2.40%)
- Total employees count: 597 (-5.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Market competition, Cybersecurity threats, Operational and conduct risks, Vendor dependency
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.40$, 20.53$]
- 2026-12-31 to 2027-12-31 estimated range: [15.23$, 20.67$]
Financial Metrics affecting the SHBI estimates:
- Positive: with PPE of 9.2 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 34.95 > 18.39
- Positive: 6.59 < Operating cash flow per share per price, % of 10.30
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Negative: Interest expense per share per price, % of 19.42 > 3.31
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.94
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
Short-term SHBI quotes
Long-term SHBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $168.47MM | $326.49MM | $225.06MM |
| Operating Expenses | $154.28MM | $267.78MM | $146.41MM |
| Operating Income | $14.18MM | $58.70MM | $78.66MM |
| Interest Expense | $78.77MM | $124.79MM | $117.65MM |
| Income(Loss) | $14.18MM | $58.70MM | $78.66MM |
| Taxes | $2.96MM | $14.81MM | $19.15MM |
| Net Income(Loss)* | $11.23MM | $43.89MM | $59.51MM |
| Stockholders Equity | $511.13MM | $541.07MM | $589.87MM |
| Assets | $6,010.92MM | $6,230.76MM | $6,258.82MM |
| Operating Cash Flow | $22.71MM | $46.89MM | $62.39MM |
| Capital expenditure | $5.95MM | $5.22MM | $3.17MM |
| Investing Cash Flow | $172.31MM | $-134.54MM | $-118.32MM |
| Financing Cash Flow | $121.89MM | $175.09MM | $-48.35MM |
| Earnings Per Share** | $0.42 | $1.32 | $1.78 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.