First Financial Corporation
General ticker "THFF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $709.4M (TTM average)
First Financial Corporation follows the US Stock Market performance with the rate: 56.0%.
Estimated limits based on current volatility of 1.3%: low 79.61$, high 81.71$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2026-07-01, amount 0.56$ (Y1.39%)
- Total employees count: 946 (+1.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Regulatory and compliance, Market competition
- Current price 16.0% above estimated high
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [52.26$, 69.46$]
- 2026-12-31 to 2027-12-31 estimated range: [51.36$, 69.38$]
Financial Metrics affecting the THFF estimates:
- Negative: with PPE of 9.3 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 30.44 > 18.65
- Positive: 6.73 < Operating cash flow per share per price, % of 12.33
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 1.36
- Negative: Shareholder equity ratio, % of 11.31 <= 19.10
- Positive: Industry operating profit margin (median), % of 23.99 > 9.99
- Positive: Inventory ratio change, % of 0 <= 0
Short-term THFF quotes
Long-term THFF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $209.96MM | $217.76MM | $326.44MM |
| Operating Expenses | $137.47MM | $160.60MM | $227.09MM |
| Operating Income | $72.49MM | $57.15MM | $99.36MM |
| Interest Expense | $61.13MM | $89.76MM | $75.80MM |
| Income(Loss) | $72.49MM | $57.15MM | $99.36MM |
| Taxes | $11.82MM | $9.88MM | $19.51MM |
| Net Income(Loss)* | $60.67MM | $47.27MM | $79.21MM |
| Stockholders Equity | $527.98MM | $549.04MM | $650.87MM |
| Assets | $4,851.15MM | $5,560.35MM | $5,756.13MM |
| Operating Cash Flow | $86.09MM | $60.37MM | $90.41MM |
| Capital expenditure | $6.54MM | $6.11MM | $3.98MM |
| Investing Cash Flow | $-22.10MM | $-66.12MM | $-126.16MM |
| Financing Cash Flow | $-209.75MM | $22.52MM | $72.59MM |
| Earnings Per Share** | $5.08 | $4.00 | $6.68 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.