Unity Bancorp, Inc.
General ticker "UNTY" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $455.2M
Unity Bancorp, Inc. follows the US Stock Market performance with the rate: 60.2%.
Estimated limits based on current volatility of 3.0%: low 42.40$, high 45.05$
Factors to consider:
- Company pays dividends: last record date 2024-12-13, amount 0.13$ (Y1.21%)
- Current price 23.2% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [23.33$, 34.94$]
- 2024-12-30 to 2025-12-30 estimated range: [28.58$, 41.23$]
Financial Metrics affecting the UNTY estimates:
- Positive: Non-GAAP EPS, $ of 3.84 > 2.29
- Positive: Operating cash flow per share per price, % of 16.58 > 12.76
- Positive: Operating profit margin, % of 53.01 > 19.51
- Negative: Interest expense per share, $ of 4.75 > 0.74
- Negative: Investing cash flow per share, $ of -5.67 <= -3.48
Short-term UNTY quotes
Long-term UNTY plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $87.33MM | $163.62MM | $99.97MM |
| Operating Expenses | $39.20MM | $25.48MM | $46.98MM |
| Operating Income | $48.13MM | $138.14MM | $52.99MM |
| Non-Operating Income | $0.00MM | $-86.72MM | $0.00MM |
| Interest Expense | $7.74MM | $10.63MM | $48.50MM |
| Income(Loss) | $48.13MM | $51.42MM | $52.99MM |
| Taxes | $12.01MM | $12.96MM | $13.29MM |
| Profit(Loss) | $36.12MM | $38.46MM | $39.71MM |
| Stockholders Equity | $205.73MM | $239.23MM | $261.43MM |
| Inventory | $256.82MM | $128.20MM | $0.00MM |
| Assets | $2,033.71MM | $2,444.95MM | $2,578.51MM |
| Operating Cash Flow | $32.53MM | $42.67MM | $46.91MM |
| Capital expenditure | $1.27MM | $1.48MM | $0.95MM |
| Investing Cash Flow | $-40.52MM | $-541.28MM | $-57.85MM |
| Financing Cash Flow | $33.49MM | $368.59MM | $90.92MM |
| Earnings Per Share* | $3.47 | $3.66 | $3.89 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.