Alerus Financial Corp
General ticker "ALRS" information:
- Sector: Financials
- Industry: Financial Services
- Capitalization: $428.3M
Alerus Financial Corp follows the US Stock Market performance with the rate: 26.8%.
Estimated limits based on current volatility of 2.5%: low 19.52$, high 20.53$
Factors to consider:
- Company pays dividends: last record date 2024-09-13, amount 0.20$ (Y4.04%)
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [16.12$, 23.98$]
- 2024-12-30 to 2025-12-30 estimated range: [19.67$, 28.04$]
Financial Metrics affecting the ALRS estimates:
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: 0.93 < Non-GAAP EPS, $ of 1.54
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.30
- Negative: Interest expense per share, $ of 3.87 > 0.74
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Investing cash flow per share, $ of -2.61 <= -0.96
Short-term ALRS quotes
Long-term ALRS plot with estimates
Financial data
YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
---|---|---|---|
Operating Revenue | $230.24MM | $208.77MM | $166.17MM |
Operating Expenses | $161.16MM | $137.25MM | $166.17MM |
Operating Income | $69.08MM | $71.51MM | $0.00MM |
Non-Operating Income | $0.00MM | $-19.33MM | $15.85MM |
Interest Expense | $5.56MM | $15.85MM | $77.04MM |
Income(Loss) | $69.08MM | $52.18MM | $15.85MM |
Taxes | $16.40MM | $12.18MM | $4.16MM |
Profit(Loss) | $52.68MM | $40.01MM | $11.70MM |
Stockholders Equity | $359.40MM | $356.87MM | $369.13MM |
Inventory | $280.79MM | $77.91MM | $0.00MM |
Assets | $3,392.69MM | $3,779.64MM | $3,907.71MM |
Operating Cash Flow | $149.83MM | $102.97MM | $28.98MM |
Capital expenditure | $1.71MM | $1.79MM | $3.17MM |
Investing Cash Flow | $-417.66MM | $-292.62MM | $-52.09MM |
Financing Cash Flow | $337.18MM | $5.59MM | $94.76MM |
Earnings Per Share* | $3.02 | $2.12 | $0.59 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.