Univest Financial Corporation
General ticker "UVSP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $904.8M (TTM average)
Univest Financial Corporation follows the US Stock Market performance with the rate: 60.8%.
Estimated limits based on current volatility of 1.2%: low 38.94$, high 39.86$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-06, amount 0.23$ (Y2.36%)
- Total employees count: 949 as of 2024
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Economic downturns and volatility, Labor/talent shortage/retention, Environmental liabilities
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [26.46$, 36.05$]
- 2026-12-31 to 2027-12-31 estimated range: [25.13$, 34.93$]
Financial Metrics affecting the UVSP estimates:
- Positive: with PPE of 10.7 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 19.14 > 18.39
- Positive: 6.59 < Operating cash flow per share per price, % of 10.50
- Negative: Shareholder equity ratio, % of 11.18 <= 19.24
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.06
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Interest expense per share per price, % of 19.68 > 3.31
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
Short-term UVSP quotes
Long-term UVSP plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $448.55MM | $298.53MM | $327.59MM |
| Operating Expenses | $359.87MM | $254.37MM | $264.88MM |
| Operating Income | $88.69MM | $44.16MM | $62.71MM |
| Non-Operating Income | $0.00MM | $51.14MM | $50.64MM |
| Interest Expense | $151.73MM | $201.19MM | $190.29MM |
| Income(Loss) | $88.69MM | $95.30MM | $113.35MM |
| Taxes | $17.59MM | $19.37MM | $22.59MM |
| Net Income(Loss)* | $71.10MM | $75.93MM | $90.76MM |
| Stockholders Equity | $839.21MM | $887.30MM | $943.32MM |
| Assets | $7,780.63MM | $8,128.42MM | $8,436.90MM |
| Operating Cash Flow | $89.74MM | $75.11MM | $101.51MM |
| Capital expenditure | $6.72MM | $3.10MM | $4.58MM |
| Investing Cash Flow | $-454.44MM | $-259.74MM | $-83.68MM |
| Financing Cash Flow | $461.69MM | $263.68MM | $207.04MM |
| Earnings Per Share** | $2.42 | $2.61 | $3.16 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.