TFS Financial Corporation
General ticker "TFSL" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $3.6B (TTM average)
TFS Financial Corporation follows the US Stock Market performance with the rate: 58.6%.
Estimated limits based on current volatility of 1.1%: low 14.03$, high 14.36$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-10, amount 0.28$ (Y7.93%)
- Total employees count: 919 (-7.6%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Regulatory and compliance, Liquidity and credit risks, Cybersecurity threats, Vendor dependency
- Price in estimated range
- Earnings for 12 months up through Q4 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-09-30 to 2026-09-30
- 2024-09-30 to 2025-09-30 estimated range: [10.88$, 14.19$]
- 2025-09-30 to 2026-09-30 estimated range: [10.84$, 14.23$]
Financial Metrics affecting the TFSL estimates:
- Positive: with PPE of 48.3 at the end of fiscal year the price was very low
- Positive: 7.86 < Operating profit margin, % of 13.22
- Positive: Industry operating cash flow per share per price (median), % of 11.84 > 10.33
- Negative: Shareholder equity ratio, % of 10.90 <= 18.93
- Negative: Operating cash flow per share per price, % of 2.44 <= 6.82
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.46
Short-term TFSL quotes
Long-term TFSL plot with estimates
Financial data
| YTD | 2022-09-30 | 2023-09-30 | 2024-09-30 |
|---|---|---|---|
| Operating Revenue | $433.14MM | $633.35MM | $758.78MM |
| Operating Expenses | $341.08MM | $539.98MM | $658.46MM |
| Operating Income | $92.05MM | $93.37MM | $100.31MM |
| Interest Expense | $141.94MM | $328.35MM | $455.62MM |
| Income(Loss) | $92.05MM | $93.37MM | $100.31MM |
| Taxes | $17.49MM | $18.12MM | $20.73MM |
| Profit(Loss)* | $74.56MM | $75.25MM | $79.59MM |
| Stockholders Equity | $1,844.34MM | $1,927.36MM | $1,862.62MM |
| Assets | $15,789.88MM | $16,917.98MM | $17,090.78MM |
| Operating Cash Flow | $38.93MM | $90.72MM | $88.60MM |
| Capital expenditure | $2.70MM | $5.10MM | $3.06MM |
| Investing Cash Flow | $-1,875.10MM | $-1,008.63MM | $-124.71MM |
| Financing Cash Flow | $1,717.40MM | $1,015.09MM | $33.08MM |
| Earnings Per Share** | $0.27 | $0.27 | $0.29 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.