Central Pacific Financial Corp.
General ticker "CPF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $800.5M (TTM average)
Central Pacific Financial Corp. follows the US Stock Market performance with the rate: 58.8%.
Estimated limits based on current volatility of 1.2%: low 33.77$, high 34.59$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-29, amount 0.29$ (Y3.43%)
- Total employees count: 741 (+0.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Reputation and brand risks, Vendor dependency, Cybersecurity threats
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [26.66$, 35.11$]
- 2026-12-31 to 2027-12-31 estimated range: [26.87$, 35.84$]
Financial Metrics affecting the CPF estimates:
- Positive: with PPE of 11.1 at the end of fiscal year the price was neutral
- Positive: 6.59 < Operating cash flow per share per price, % of 11.33
- Positive: Operating profit margin, % of 27.79 > 18.39
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.03
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
- Negative: Interest expense per share per price, % of 8.51 > 3.31
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: Shareholder equity ratio, % of 8.00 <= 19.24
Short-term CPF quotes
Long-term CPF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $256.66MM | $340.48MM | $362.32MM |
| Operating Expenses | $179.84MM | $272.44MM | $261.64MM |
| Operating Income | $76.82MM | $68.04MM | $100.68MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-2.40MM |
| Interest Expense | $72.66MM | $94.37MM | $73.28MM |
| Income(Loss) | $76.82MM | $68.04MM | $98.28MM |
| Taxes | $18.15MM | $14.63MM | $20.80MM |
| Net Income(Loss)* | $58.67MM | $53.41MM | $77.48MM |
| Stockholders Equity | $503.81MM | $538.38MM | $592.58MM |
| Assets | $7,642.80MM | $7,472.10MM | $7,409.24MM |
| Operating Cash Flow | $105.11MM | $90.52MM | $97.47MM |
| Capital expenditure | $12.65MM | $15.09MM | $5.16MM |
| Investing Cash Flow | $179.66MM | $0.65MM | $67.19MM |
| Financing Cash Flow | $125.62MM | $-232.67MM | $-166.94MM |
| Earnings Per Share** | $2.17 | $1.97 | $2.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.