United Bankshares, Inc.
General ticker "UBSI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $5.2B (TTM average)
United Bankshares, Inc. follows the US Stock Market performance with the rate: 52.6%.
Estimated limits based on current volatility of 0.6%: low 37.87$, high 38.35$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-12, amount 0.37$ (Y3.89%)
- Total employees count: 2553 (-3.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Regulatory and compliance, Liquidity and credit risks, Cybersecurity threats, Economic downturns and volatility, Acquisition/divestiture risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [34.32$, 43.87$]
- 2025-12-31 to 2026-12-31 estimated range: [34.35$, 44.62$]
Financial Metrics affecting the UBSI estimates:
- Positive: with PPE of 13.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 28.67 > 18.64
- Negative: Shareholder equity ratio, % of 16.63 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: Investing cash flow per share per price, % of 11.18 > -0.66
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: 6.82 < Operating cash flow per share per price, % of 8.71
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: Inventory ratio change, % of 0 <= 0
Short-term UBSI quotes
Long-term UBSI plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,145.51MM | $1,528.85MM | $1,620.71MM |
| Operating Expenses | $669.73MM | $1,065.05MM | $1,156.13MM |
| Operating Income | $475.78MM | $463.81MM | $464.58MM |
| Interest Expense | $105.56MM | $481.40MM | $591.05MM |
| Income(Loss) | $475.78MM | $463.81MM | $464.58MM |
| Taxes | $96.16MM | $97.49MM | $91.58MM |
| Profit(Loss)* | $379.63MM | $366.31MM | $373.00MM |
| Stockholders Equity | $4,516.19MM | $4,771.24MM | $4,993.22MM |
| Assets | $29,489.38MM | $29,926.48MM | $30,023.54MM |
| Operating Cash Flow | $760.82MM | $435.24MM | $445.45MM |
| Capital expenditure | $16.86MM | $11.69MM | $12.13MM |
| Investing Cash Flow | $-3,447.66MM | $38.99MM | $571.49MM |
| Financing Cash Flow | $105.32MM | $-51.94MM | $-323.64MM |
| Earnings Per Share** | $2.82 | $2.72 | $2.76 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.