Byline Bancorp, Inc.
General ticker "BY" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $1.2B (TTM average)
Byline Bancorp, Inc. follows the US Stock Market performance with the rate: 48.6%.
Estimated limits based on current volatility of 1.0%: low 28.66$, high 29.23$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-04, amount 0.10$ (Y1.37%)
- Total employees count: 1027 (-2.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Capital raising, Economic downturns and volatility, Operational and conduct risks, Technological changes
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.26$, 35.43$]
- 2025-12-31 to 2026-12-31 estimated range: [26.80$, 36.72$]
Financial Metrics affecting the BY estimates:
- Positive: with PPE of 10.5 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 25.92 > 18.64
- Positive: Operating cash flow per share per price, % of 13.86 > 13.24
- Negative: Shareholder equity ratio, % of 11.49 <= 18.93
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
Short-term BY quotes
Long-term BY plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $356.46MM | $532.47MM | $621.42MM |
| Operating Expenses | $241.78MM | $386.79MM | $460.34MM |
| Operating Income | $114.68MM | $145.68MM | $161.08MM |
| Interest Expense | $36.23MM | $148.86MM | $217.88MM |
| Income(Loss) | $114.68MM | $145.68MM | $161.08MM |
| Taxes | $26.73MM | $37.80MM | $40.32MM |
| Profit(Loss)* | $87.95MM | $107.88MM | $120.76MM |
| Stockholders Equity | $765.82MM | $990.15MM | $1,091.50MM |
| Assets | $7,362.94MM | $8,881.97MM | $9,496.53MM |
| Operating Cash Flow | $220.33MM | $166.07MM | $175.16MM |
| Capital expenditure | $3.63MM | $3.86MM | $3.99MM |
| Investing Cash Flow | $-819.86MM | $-336.24MM | $-330.92MM |
| Financing Cash Flow | $620.95MM | $216.96MM | $492.76MM |
| Earnings Per Share** | $2.38 | $2.69 | $2.78 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.