First Commonwealth Financial Corporation
General ticker "FCF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.7B (TTM average)
First Commonwealth Financial Corporation follows the US Stock Market performance with the rate: 61.6%.
Estimated limits based on current volatility of 1.4%: low 17.43$, high 17.94$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-06, amount 0.14$ (Y3.18%)
- Total employees count: 1485 as of 2024
- Top business risk factors: Labor/talent shortage/retention, Reputation and brand risks, Technological changes, Vendor dependency, Economic downturns and volatility
- Price in estimated range
- Earnings for 12 months up through Q4 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.98$, 19.40$]
- 2025-12-31 to 2026-12-31 estimated range: [15.01$, 19.66$]
Financial Metrics affecting the FCF estimates:
- Positive: with PPE of 12.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 25.47 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 7.44
- Negative: Shareholder equity ratio, % of 12.13 <= 19.40
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 1.22
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: Industry operating profit margin (median), % of 20.70 > 9.59
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term FCF quotes
Long-term FCF plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $428.66MM | $626.61MM | $699.69MM |
| Operating Expenses | $268.48MM | $429.05MM | $521.49MM |
| Operating Income | $160.19MM | $197.56MM | $178.21MM |
| Interest Expense | $17.73MM | $144.32MM | $221.57MM |
| Income(Loss) | $160.19MM | $197.56MM | $178.21MM |
| Taxes | $32.00MM | $40.49MM | $35.64MM |
| Profit(Loss)* | $128.18MM | $157.06MM | $142.57MM |
| Stockholders Equity | $1,052.07MM | $1,314.27MM | $1,405.16MM |
| Assets | $9,805.67MM | $11,459.49MM | $11,584.94MM |
| Operating Cash Flow | $151.41MM | $150.76MM | $129.46MM |
| Capital expenditure | $11.21MM | $22.03MM | $15.55MM |
| Investing Cash Flow | $-588.79MM | $-574.27MM | $-121.72MM |
| Financing Cash Flow | $196.25MM | $416.26MM | $-21.32MM |
| Earnings Per Share** | $1.37 | $1.55 | $1.40 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.