Tompkins Financial Corporation
General ticker "TMP" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $941.6M (TTM average)
Tompkins Financial Corporation follows the US Stock Market performance with the rate: 52.3%.
Estimated limits based on current volatility of 1.6%: low 70.14$, high 72.41$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-07, amount 0.65$ (Y3.64%)
- Total employees count: 1011 (-2.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Geographic concentration, Regulatory and compliance, Acquisition/divestiture risks, Climate change and natural disasters
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [62.33$, 84.91$]
- 2025-12-31 to 2026-12-31 estimated range: [59.96$, 83.88$]
Financial Metrics affecting the TMP estimates:
- Negative: with PPE of 13.8 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 21.54 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 9.75
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
- Negative: Shareholder equity ratio, % of 8.80 <= 18.93
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term TMP quotes
Long-term TMP plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $324.74MM | $303.36MM | $431.65MM |
| Operating Expenses | $215.02MM | $291.24MM | $338.67MM |
| Operating Income | $109.71MM | $12.12MM | $92.98MM |
| Interest Expense | $21.04MM | $87.84MM | $136.47MM |
| Income(Loss) | $109.71MM | $12.12MM | $92.98MM |
| Taxes | $24.56MM | $2.50MM | $22.00MM |
| Profit(Loss)* | $85.03MM | $9.51MM | $70.85MM |
| Stockholders Equity | $615.98MM | $668.52MM | $713.44MM |
| Assets | $7,670.69MM | $7,819.75MM | $8,109.08MM |
| Operating Cash Flow | $103.34MM | $89.00MM | $94.97MM |
| Capital expenditure | $8.17MM | $6.76MM | $6.21MM |
| Investing Cash Flow | $-8.44MM | $-146.30MM | $-250.44MM |
| Financing Cash Flow | $-80.17MM | $59.00MM | $210.33MM |
| Earnings Per Share** | $5.93 | $0.67 | $4.98 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.