Tompkins Financial Corporation
General ticker "TMP" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $863.4M (TTM average)
Tompkins Financial Corporation follows the US Stock Market performance with the rate: 65.3%.
Estimated limits based on current volatility of 1.4%: low 60.12$, high 61.79$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-02-14, amount 0.62$ (Y4.04%)
- Current price 10.4% below estimated low
- Earnings for 15 months up through Q1 (+1 year) exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [56.86$, 77.98$]
- 2024-12-30 to 2025-12-30 estimated range: [68.44$, 91.96$]
Financial Metrics affecting the TMP estimates:
- Positive: 0.04 < Non-GAAP EPS, $ of 0.64
- Negative: Shareholder equity ratio, % of 8.55 <= 22.52
- Negative: Interest expense per share, $ of 6.16 > 0.67
- Positive: Industry inventory ratio change (median), % of -20.61 <= -0.28
- Positive: 7.09 < Operating cash flow per share per price, % of 10.60
- Positive: -0.07 < Operating profit margin, % of 5.78
- Positive: -1.21 < Return on assets ratio (scaled to [-100,100]) of 0.12
- Negative: -1.01 < Inventory ratio change, % of 0
- Positive: Industry operating cash flow per share per price (median), % of 12.27 > 9.71
Short-term TMP quotes
Long-term TMP plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $302.64MM | $308.25MM | $215.42MM |
| Operating Expenses | $188.07MM | $197.67MM | $202.96MM |
| Operating Income | $114.57MM | $110.59MM | $12.46MM |
| Non-Operating Income | $0.00MM | $-0.87MM | $-0.33MM |
| Interest Expense | $17.53MM | $21.04MM | $87.84MM |
| Income(Loss) | $114.57MM | $109.71MM | $12.12MM |
| Taxes | $25.18MM | $24.56MM | $2.50MM |
| Profit(Loss)* | $89.26MM | $85.03MM | $9.51MM |
| Stockholders Equity | $727.53MM | $615.98MM | $668.52MM |
| Assets | $7,819.98MM | $7,670.69MM | $7,819.75MM |
| Operating Cash Flow | $121.18MM | $103.34MM | $89.00MM |
| Capital expenditure | $4.74MM | $8.17MM | $6.76MM |
| Investing Cash Flow | $-583.29MM | $-8.44MM | $-146.30MM |
| Financing Cash Flow | $136.76MM | $-80.17MM | $59.00MM |
| Earnings Per Share** | $6.13 | $5.93 | $0.67 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.