Provident Financial Services, Inc.
General ticker "PFS" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $2.1B
Provident Financial Services, Inc. follows the US Stock Market performance with the rate: 52.0%.
Estimated limits based on current volatility of 2.4%: low 18.80$, high 19.74$
Factors to consider:
- Company pays dividends: last record date 2024-11-15, amount 0.24$ (Y5.04%)
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [12.77$, 19.08$]
- 2024-12-30 to 2025-12-30 estimated range: [15.12$, 21.69$]
Financial Metrics affecting the PFS estimates:
- Positive: 0.93 < Non-GAAP EPS, $ of 1.82
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.90
- Positive: Operating profit margin, % of 39.43 > 19.51
- Negative: Investing cash flow per share, $ of -6.27 <= -3.48
- Positive: Operating cash flow per share per price, % of 13.72 > 12.76
- Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
Short-term PFS quotes
Long-term PFS plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $452.83MM | $553.97MM | $451.38MM |
| Operating Expenses | $225.71MM | $313.86MM | $208.58MM |
| Operating Income | $227.12MM | $240.11MM | $242.80MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-67.02MM |
| Interest Expense | $36.32MM | $48.63MM | $216.37MM |
| Income(Loss) | $227.12MM | $240.11MM | $175.78MM |
| Taxes | $59.20MM | $64.46MM | $47.38MM |
| Profit(Loss) | $167.92MM | $175.65MM | $128.40MM |
| Stockholders Equity | $1,697.10MM | $1,597.70MM | $1,690.60MM |
| Inventory | $789.08MM | $263.94MM | $0.00MM |
| Assets | $13,781.20MM | $13,783.44MM | $14,210.81MM |
| Operating Cash Flow | $156.81MM | $200.31MM | $173.40MM |
| Capital expenditure | $13.80MM | $9.41MM | $7.49MM |
| Investing Cash Flow | $-716.57MM | $-647.56MM | $-469.60MM |
| Financing Cash Flow | $739.86MM | $-78.70MM | $289.95MM |
| Earnings Per Share* | $2.20 | $2.35 | $1.72 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.