Provident Financial Services, Inc.
General ticker "PFS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.5B (TTM average)
Provident Financial Services, Inc. follows the US Stock Market performance with the rate: 59.2%.
Estimated limits based on current volatility of 1.2%: low 21.74$, high 22.25$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-15, amount 0.24$ (Y4.46%)
- Total employees count: 1753 (+58.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Market decline, Rising unemployment, Interest rate risk, Geographic concentration
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [18.05$, 23.97$]
- 2026-12-31 to 2027-12-31 estimated range: [17.89$, 24.10$]
Financial Metrics affecting the PFS estimates:
- Positive: with PPE of 9.1 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 16.53 > 12.90
- Positive: Operating profit margin, % of 46.89 > 18.39
- Negative: Interest expense per share per price, % of 19.14 > 3.31
- Negative: Shareholder equity ratio, % of 11.34 <= 19.24
- Negative: Investing cash flow per share per price, % of -39.33 <= -14.17
- Positive: Inventory ratio change, % of 0 <= 0
Short-term PFS quotes
Long-term PFS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $479.28MM | $1,140.25MM | $870.40MM |
| Operating Expenses | $303.50MM | $990.64MM | $462.24MM |
| Operating Income | $175.78MM | $149.62MM | $408.16MM |
| Interest Expense | $216.37MM | $445.52MM | $512.21MM |
| Income(Loss) | $175.78MM | $149.62MM | $408.16MM |
| Taxes | $47.38MM | $34.09MM | $117.00MM |
| Net Income(Loss)* | $128.40MM | $115.53MM | $291.16MM |
| Stockholders Equity | $1,690.60MM | $2,601.21MM | $2,833.21MM |
| Assets | $14,210.81MM | $24,051.83MM | $24,980.71MM |
| Operating Cash Flow | $173.40MM | $426.38MM | $442.26MM |
| Capital expenditure | $7.49MM | $1.31MM | $11.54MM |
| Investing Cash Flow | $-469.60MM | $507.67MM | $-1,052.33MM |
| Financing Cash Flow | $289.95MM | $-908.37MM | $615.62MM |
| Earnings Per Share** | $1.72 | $1.05 | $2.23 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.