First BanCorp.
General ticker "FBP" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $3.3B (TTM average)
First BanCorp. follows the US Stock Market performance with the rate: 62.4%.
Estimated limits based on current volatility of 0.9%: low 19.99$, high 20.34$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-08-28, amount 0.18$ (Y3.53%)
- Total employees count: 3113 (-1.7%) as of 2024
- US accounted for 12.3% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Economic downturns and volatility, Reputation and brand risks, Regulatory and compliance, Operational and conduct risks, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [16.68$, 22.53$]
- 2025-12-31 to 2026-12-31 estimated range: [16.50$, 22.78$]
Financial Metrics affecting the FBP estimates:
- Positive: with PPE of 10.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 32.80 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 6.82 < Operating cash flow per share per price, % of 13.21
- Negative: Shareholder equity ratio, % of 8.65 <= 18.93
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
Short-term FBP quotes
Long-term FBP plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $953.89MM | $1,123.54MM | $1,192.76MM |
| Operating Expenses | $506.31MM | $726.11MM | $801.55MM |
| Operating Income | $447.58MM | $397.44MM | $391.21MM |
| Interest Expense | $67.32MM | $226.38MM | $287.67MM |
| Income(Loss) | $447.58MM | $397.44MM | $391.21MM |
| Taxes | $142.51MM | $94.57MM | $92.48MM |
| Profit(Loss)* | $305.07MM | $302.86MM | $298.72MM |
| Stockholders Equity | $1,325.54MM | $1,497.61MM | $1,669.24MM |
| Assets | $18,634.48MM | $18,909.55MM | $19,292.92MM |
| Operating Cash Flow | $440.49MM | $362.96MM | $404.15MM |
| Capital expenditure | $20.46MM | $22.60MM | $10.01MM |
| Investing Cash Flow | $-681.46MM | $-78.45MM | $136.23MM |
| Financing Cash Flow | $-1,821.58MM | $-101.85MM | $-44.13MM |
| Earnings Per Share** | $1.60 | $1.72 | $1.82 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.