International Bancshares Corporation
General ticker "IBOC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $4.1B (TTM average)
International Bancshares Corporation follows the US Stock Market performance with the rate: 66.2%.
Estimated limits based on current volatility of 1.1%: low 66.96$, high 68.42$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2025-08-15, amount 0.70$ (Y2.03%)
- Total employees count: 2103 (+2.0%) as of 2024
- Top business risk factors: Inadequate loss reserves, Regulatory and compliance, Key person dependency, Security breaches, Internal control weaknesses
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [56.44$, 72.94$]
- 2025-12-31 to 2026-12-31 estimated range: [58.37$, 76.49$]
Financial Metrics affecting the IBOC estimates:
- Negative: with PPE of 9.7 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 48.78 > 18.64
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 2.53
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: 6.82 < Operating cash flow per share per price, % of 11.93
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Negative: Shareholder equity ratio, % of 17.77 <= 18.93
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term IBOC quotes
Long-term IBOC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $712.91MM | $970.10MM | $1,042.90MM |
| Operating Expenses | $330.28MM | $446.59MM | $534.18MM |
| Operating Income | $382.64MM | $523.51MM | $508.72MM |
| Interest Expense | $38.16MM | $136.66MM | $209.26MM |
| Income(Loss) | $382.64MM | $523.51MM | $508.72MM |
| Taxes | $82.41MM | $111.74MM | $99.55MM |
| Profit(Loss)* | $300.23MM | $411.77MM | $409.17MM |
| Stockholders Equity | $2,044.76MM | $2,447.77MM | $2,796.71MM |
| Assets | $15,501.48MM | $15,066.19MM | $15,738.85MM |
| Operating Cash Flow | $387.94MM | $474.43MM | $473.95MM |
| Capital expenditure | $19.21MM | $27.50MM | $14.15MM |
| Investing Cash Flow | $-992.03MM | $-1,067.21MM | $-985.06MM |
| Financing Cash Flow | $-517.43MM | $-843.89MM | $212.71MM |
| Earnings Per Share** | $4.79 | $6.63 | $6.58 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.