First Commonwealth Financial Corporation
General ticker "FCF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
First Commonwealth Financial Corporation follows the US Stock Market performance with the rate: 50.9%.
Estimated limits based on current volatility of 0.9%: low 19.99$, high 20.34$
Factors to consider:
- Earnings expected soon, date: 2026-10-27 amc
- Company pays dividends (quarterly): last record date 2026-08-07, amount 0.14$ (Y2.75%)
- Total employees count: 1577 (+6.2%) as of 2025
- Top business risk factors: Interest rate risk, Liquidity and credit risks, Commercial real estate, Cybersecurity threats, Fraud risk
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.51$, 18.88$]
- 2026-12-31 to 2027-12-31 estimated range: [14.40$, 18.90$]
Financial Metrics affecting the FCF estimates:
- Positive: with PPE of 11.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 36.59 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 10.66
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
- Positive: 7.04 < Shareholder equity ratio, % of 12.59 <= 12.78
Short-term FCF quotes
Long-term FCF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $626.61MM | $478.12MM | $522.91MM |
| Operating Expenses | $429.05MM | $299.92MM | $331.55MM |
| Operating Income | $197.56MM | $178.21MM | $191.36MM |
| Interest Expense | $144.32MM | $221.57MM | $206.60MM |
| Income(Loss) | $197.56MM | $178.21MM | $191.36MM |
| Taxes | $40.49MM | $35.64MM | $39.06MM |
| Net Income(Loss)* | $157.06MM | $142.57MM | $152.30MM |
| Stockholders Equity | $1,314.27MM | $1,405.16MM | $1,554.38MM |
| Assets | $11,459.49MM | $11,584.94MM | $12,343.04MM |
| Operating Cash Flow | $150.76MM | $129.46MM | $187.54MM |
| Capital expenditure | $22.03MM | $15.55MM | $16.09MM |
| Investing Cash Flow | $-574.27MM | $-121.72MM | $-388.23MM |
| Financing Cash Flow | $416.26MM | $-21.32MM | $247.64MM |
| Earnings Per Share** | $1.55 | $1.40 | $1.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.