First Commonwealth Financial Corporation
General ticker "FCF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.7B (TTM average)
First Commonwealth Financial Corporation follows the US Stock Market performance with the rate: 48.8%.
Estimated limits based on current volatility of 1.1%: low 18.60$, high 18.99$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-08, amount 0.14$ (Y3.01%)
- Total employees count: 1485 as of 2024
- Top business risk factors: Labor/talent shortage/retention, Reputation and brand risks, Technological changes, Vendor dependency, Economic downturns and volatility
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.77$, 19.41$]
- 2026-12-31 to 2027-12-31 estimated range: [14.74$, 19.55$]
Financial Metrics affecting the FCF estimates:
- Positive: with PPE of 11.3 at the end of fiscal year the price was neutral
- Positive: 6.59 < Operating cash flow per share per price, % of 10.60
- Positive: Operating profit margin, % of 27.19 > 18.39
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.22
- Negative: Shareholder equity ratio, % of 12.59 <= 19.24
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
Short-term FCF quotes
Long-term FCF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $626.61MM | $699.69MM | $729.44MM |
| Operating Expenses | $429.05MM | $521.49MM | $531.08MM |
| Operating Income | $197.56MM | $178.21MM | $198.36MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-7.00MM |
| Interest Expense | $144.32MM | $221.57MM | $206.60MM |
| Income(Loss) | $197.56MM | $178.21MM | $191.36MM |
| Taxes | $40.49MM | $35.64MM | $39.06MM |
| Net Income(Loss)* | $157.06MM | $142.57MM | $152.30MM |
| Stockholders Equity | $1,314.27MM | $1,405.16MM | $1,554.38MM |
| Assets | $11,459.49MM | $11,584.94MM | $12,343.04MM |
| Operating Cash Flow | $150.76MM | $129.46MM | $187.54MM |
| Capital expenditure | $22.03MM | $15.55MM | $16.09MM |
| Investing Cash Flow | $-574.27MM | $-121.72MM | $-388.23MM |
| Financing Cash Flow | $416.26MM | $-21.32MM | $247.64MM |
| Earnings Per Share** | $1.55 | $1.40 | $1.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.