FVCBankcorp, Inc.
General ticker "FVCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $263.7M (TTM average)
FVCBankcorp, Inc. follows the US Stock Market performance with the rate: 53.4%.
Estimated limits based on current volatility of 0.9%: low 17.36$, high 17.68$
Factors to consider:
- Earnings expected soon, date: 2026-10-20 amc
- Company pays dividends (quarterly): last record date 2026-07-27, amount 0.07$ (Y1.60%)
- Total employees count: 125 (+9.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Commercial real estate, Market competition, Integration challenges, Labor/talent shortage/retention
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.48$, 16.28$]
- 2026-12-31 to 2027-12-31 estimated range: [12.73$, 16.74$]
Financial Metrics affecting the FVCB estimates:
- Positive: with PPE of 11.5 at the end of fiscal year the price was neutral
- Positive: 8.77 < Operating cash flow per share per price, % of 9.50
- Positive: Operating profit margin, % of 43.38 > 33.79
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 0.95
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
Short-term FVCB quotes
Long-term FVCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $41.02MM | $58.41MM | $68.04MM |
| Operating Expenses | $36.80MM | $35.54MM | $38.52MM |
| Operating Income | $4.21MM | $22.87MM | $29.52MM |
| Non-Operating Income | $0.02MM | $-0.58MM | $-1.27MM |
| Interest Expense | $52.22MM | $57.72MM | $54.63MM |
| Income(Loss) | $4.23MM | $22.30MM | $28.25MM |
| Taxes | $0.41MM | $7.23MM | $6.19MM |
| Net Income(Loss)* | $3.82MM | $15.06MM | $22.06MM |
| Stockholders Equity | $217.12MM | $235.35MM | $253.60MM |
| Assets | $2,190.56MM | $2,198.95MM | $2,292.26MM |
| Operating Cash Flow | $16.27MM | $18.23MM | $23.86MM |
| Capital expenditure | $0.21MM | $0.14MM | $0.05MM |
| Investing Cash Flow | $149.23MM | $-8.92MM | $-94.66MM |
| Financing Cash Flow | $-164.71MM | $-9.19MM | $68.32MM |
| Earnings Per Share** | $0.22 | $0.83 | $1.22 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.