FVCBankcorp, Inc.
General ticker "FVCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $223.8M (TTM average)
FVCBankcorp, Inc. follows the US Stock Market performance with the rate: 62.8%.
Estimated limits based on current volatility of 1.2%: low 15.10$, high 15.48$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-01-26, amount 0.06$ (Y0.40%)
- Total employees count: 120 (-11.1%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Real estate market risks, Market competition, Integration challenges, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [11.64$, 15.34$]
- 2025-12-31 to 2026-12-31 estimated range: [11.83$, 15.70$]
Financial Metrics affecting the FVCB estimates:
- Positive: with PPE of 13.4 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 19.98 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 8.00
- Negative: Shareholder equity ratio, % of 10.70 <= 19.40
- Negative: Interest expense per share per price, % of 25.33 > 3.28
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
Short-term FVCB quotes
Long-term FVCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $91.86MM | $111.58MM | $122.03MM |
| Operating Expenses | $87.63MM | $89.28MM | $93.79MM |
| Operating Income | $4.23MM | $22.30MM | $28.25MM |
| Interest Expense | $52.22MM | $57.72MM | $54.63MM |
| Income(Loss) | $4.23MM | $22.30MM | $28.25MM |
| Taxes | $0.41MM | $7.23MM | $6.19MM |
| Profit(Loss)* | $3.82MM | $15.06MM | $22.06MM |
| Stockholders Equity | $217.12MM | $235.35MM | $253.60MM |
| Assets | $2,190.56MM | $2,198.95MM | $2,292.26MM |
| Operating Cash Flow | $16.27MM | $18.23MM | $0.00MM |
| Capital expenditure | $0.21MM | $0.14MM | $0.00MM |
| Investing Cash Flow | $149.23MM | $-8.92MM | $0.00MM |
| Financing Cash Flow | $-164.71MM | $-9.19MM | $-8.16MM |
| Earnings Per Share** | $0.22 | $0.83 | $1.22 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.