FVCBankcorp, Inc.
General ticker "FVCB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $225.1M (TTM average)
FVCBankcorp, Inc. follows the US Stock Market performance with the rate: 56.9%.
Estimated limits based on current volatility of 1.1%: low 12.80$, high 13.08$
Factors to consider:
- Company pays dividends (irregularly): last record date 2025-10-27, amount 0.06$ (Y0.46%)
- Total employees count: 116 (-14.1%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Real estate market risks, Market competition, Integration challenges, Labor/talent shortage/retention
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [11.85$, 15.73$]
- 2025-12-31 to 2026-12-31 estimated range: [11.84$, 16.01$]
Financial Metrics affecting the FVCB estimates:
- Positive: with PPE of 13.2 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 19.98 > 18.64
- Positive: 6.82 < Operating cash flow per share per price, % of 8.07
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: -4.48 < Investing cash flow per share per price, % of -3.95
- Negative: Shareholder equity ratio, % of 10.70 <= 18.93
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.68
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
Short-term FVCB quotes
Long-term FVCB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $82.99MM | $91.86MM | $111.58MM |
| Operating Expenses | $52.01MM | $87.63MM | $89.28MM |
| Operating Income | $30.99MM | $4.23MM | $22.30MM |
| Interest Expense | $15.44MM | $52.22MM | $57.72MM |
| Income(Loss) | $30.99MM | $4.23MM | $22.30MM |
| Taxes | $6.00MM | $0.41MM | $7.23MM |
| Profit(Loss)* | $24.98MM | $3.82MM | $15.06MM |
| Stockholders Equity | $202.38MM | $217.12MM | $235.35MM |
| Assets | $2,344.32MM | $2,190.56MM | $2,198.95MM |
| Operating Cash Flow | $22.39MM | $16.27MM | $18.23MM |
| Capital expenditure | $0.17MM | $0.21MM | $0.14MM |
| Investing Cash Flow | $-225.83MM | $149.23MM | $-8.92MM |
| Financing Cash Flow | $186.08MM | $-164.71MM | $-9.19MM |
| Earnings Per Share** | $1.43 | $0.22 | $0.83 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.