FVCBankcorp, Inc.
General ticker "FVCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $238.8M (TTM average)
FVCBankcorp, Inc. follows the US Stock Market performance with the rate: 51.5%.
Estimated limits based on current volatility of 1.0%: low 15.70$, high 16.03$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-04-27, amount 0.07$ (Y1.79%)
- Total employees count: 120 (-11.1%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Real estate market risks, Market competition, Integration challenges, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.27$, 16.07$]
- 2026-12-31 to 2027-12-31 estimated range: [12.31$, 16.30$]
Financial Metrics affecting the FVCB estimates:
- Positive: with PPE of 11.6 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 43.38 > 18.39
- Positive: 6.59 < Operating cash flow per share per price, % of 9.48
- Negative: Shareholder equity ratio, % of 11.06 <= 19.24
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
Short-term FVCB quotes
Long-term FVCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $41.02MM | $58.41MM | $68.04MM |
| Operating Expenses | $36.80MM | $35.54MM | $38.52MM |
| Operating Income | $4.21MM | $22.87MM | $29.52MM |
| Non-Operating Income | $0.02MM | $-0.58MM | $-1.27MM |
| Interest Expense | $52.22MM | $57.72MM | $54.63MM |
| Income(Loss) | $4.23MM | $22.30MM | $28.25MM |
| Taxes | $0.41MM | $7.23MM | $6.19MM |
| Net Income(Loss)* | $3.82MM | $15.06MM | $22.06MM |
| Stockholders Equity | $217.12MM | $235.35MM | $253.60MM |
| Assets | $2,190.56MM | $2,198.95MM | $2,292.26MM |
| Operating Cash Flow | $16.27MM | $18.23MM | $23.86MM |
| Capital expenditure | $0.21MM | $0.14MM | $0.05MM |
| Investing Cash Flow | $149.23MM | $-8.92MM | $-94.66MM |
| Financing Cash Flow | $-164.71MM | $-9.19MM | $68.32MM |
| Earnings Per Share** | $0.22 | $0.83 | $1.22 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.