Peoples Financial Services Corp.
General ticker "PFIS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $499.4M (TTM average)
Peoples Financial Services Corp. follows the US Stock Market performance with the rate: 45.0%.
Estimated limits based on current volatility of 1.3%: low 57.86$, high 59.37$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-29, amount 0.62$ (Y4.32%)
- Total employees count: 395 (+0.5%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Acquisition/divestiture risks, Regulatory and compliance, Cybersecurity threats
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [42.00$, 56.85$]
- 2026-12-31 to 2027-12-31 estimated range: [41.08$, 56.31$]
Financial Metrics affecting the PFIS estimates:
- Negative: with PPE of 5.4 at the end of fiscal year the price was very high
- Positive: 6.59 < Operating cash flow per share per price, % of 10.80
- Positive: Operating profit margin, % of 25.71 > 18.39
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.11
- Negative: Investing cash flow per share per price, % of -4.86 <= -4.41
- Positive: Inventory ratio change, % of 0 <= 0
Short-term PFIS quotes
Long-term PFIS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $164.00MM | $229.80MM | $280.95MM |
| Operating Expenses | $131.50MM | $221.33MM | $208.72MM |
| Operating Income | $32.50MM | $8.47MM | $72.23MM |
| Interest Expense | $63.10MM | $95.47MM | $93.73MM |
| Income(Loss) | $32.50MM | $8.47MM | $72.23MM |
| Taxes | $5.12MM | $-0.03MM | $13.05MM |
| Net Income(Loss)* | $27.38MM | $8.50MM | $59.19MM |
| Stockholders Equity | $340.42MM | $468.95MM | $519.85MM |
| Assets | $3,742.29MM | $5,091.66MM | $5,270.58MM |
| Operating Cash Flow | $33.25MM | $33.92MM | $54.27MM |
| Capital expenditure | $5.92MM | $2.58MM | $10.93MM |
| Investing Cash Flow | $-25.75MM | $387.15MM | $-24.44MM |
| Financing Cash Flow | $142.00MM | $-472.58MM | $103.30MM |
| Earnings Per Share** | $3.85 | $1.00 | $5.92 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.