Peoples Financial Services Corp.
General ticker "PFIS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $489.3M (TTM average)
Peoples Financial Services Corp. follows the US Stock Market performance with the rate: 55.6%.
Estimated limits based on current volatility of 1.9%: low 52.91$, high 54.99$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-27, amount 0.62$ (Y4.63%)
- Total employees count: 395 (+0.5%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Acquisition/divestiture risks, Regulatory and compliance, Cybersecurity threats
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [47.19$, 65.26$]
- 2025-12-31 to 2026-12-31 estimated range: [48.42$, 67.40$]
Financial Metrics affecting the PFIS estimates:
- Negative: with PPE of 15.3 at the end of fiscal year the price was high
- Positive: -4.75 < Operating profit margin, % of 3.69
- Positive: 6.64 < Operating cash flow per share per price, % of 7.66
- Negative: Shareholder equity ratio, % of 9.21 <= 19.40
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
- Positive: Investing cash flow per share per price, % of 87.47 > -0.63
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.17
- Positive: Inventory ratio change, % of 0 <= 0
Short-term PFIS quotes
Long-term PFIS plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $123.66MM | $164.00MM | $229.80MM |
| Operating Expenses | $78.29MM | $131.50MM | $221.33MM |
| Operating Income | $45.37MM | $32.50MM | $8.47MM |
| Interest Expense | $15.59MM | $63.10MM | $95.47MM |
| Income(Loss) | $45.37MM | $32.50MM | $8.47MM |
| Taxes | $7.28MM | $5.12MM | $-0.03MM |
| Profit(Loss)* | $38.09MM | $27.38MM | $8.50MM |
| Stockholders Equity | $315.35MM | $340.42MM | $468.95MM |
| Assets | $3,553.51MM | $3,742.29MM | $5,091.66MM |
| Operating Cash Flow | $42.36MM | $33.25MM | $33.92MM |
| Capital expenditure | $7.83MM | $5.92MM | $2.58MM |
| Investing Cash Flow | $-467.82MM | $-25.75MM | $387.15MM |
| Financing Cash Flow | $183.40MM | $142.00MM | $-472.58MM |
| Earnings Per Share** | $5.31 | $3.85 | $1.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.