Old Second Bancorp Inc
General ticker "OSBC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $827.2M
Old Second Bancorp Inc follows the US Stock Market performance with the rate: 57.1%.
Estimated limits based on current volatility of 2.1%: low 17.19$, high 17.91$
Factors to consider:
- Company pays dividends: last record date 2024-10-25, amount 0.06$ (Y1.35%)
- Company does not operate outside US (retrieved using AI)
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [13.86$, 18.83$]
- 2024-12-30 to 2025-12-30 estimated range: [15.17$, 20.52$]
Financial Metrics affecting the OSBC estimates:
- Positive: 0.93 < Non-GAAP EPS, $ of 2.02
- Positive: Operating cash flow per share per price, % of 16.99 > 12.76
- Positive: Operating profit margin, % of 42.61 > 19.51
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Negative: Interest expense per share, $ of 0.90 > 0.74
Short-term OSBC quotes
Long-term OSBC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $133.46MM | $244.92MM | $291.97MM |
| Operating Expenses | $105.59MM | $138.97MM | $167.56MM |
| Operating Income | $27.87MM | $105.95MM | $124.41MM |
| Non-Operating Income | $0.00MM | $-14.40MM | $0.00MM |
| Interest Expense | $8.45MM | $10.32MM | $40.04MM |
| Income(Loss) | $27.87MM | $91.55MM | $124.41MM |
| Taxes | $7.82MM | $24.14MM | $32.68MM |
| Profit(Loss) | $20.04MM | $67.41MM | $91.73MM |
| Stockholders Equity | $502.03MM | $461.14MM | $577.28MM |
| Inventory | $767.96MM | $146.90MM | $0.00MM |
| Assets | $6,212.19MM | $5,888.32MM | $5,722.80MM |
| Operating Cash Flow | $31.05MM | $97.34MM | $116.40MM |
| Capital expenditure | $2.03MM | $4.33MM | $12.38MM |
| Investing Cash Flow | $132.92MM | $-432.78MM | $161.56MM |
| Financing Cash Flow | $258.24MM | $-301.50MM | $-292.99MM |
| Earnings Per Share* | $0.66 | $1.51 | $2.05 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.