Old Second Bancorp, Inc.
General ticker "OSBC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $738.7M (TTM average)
Old Second Bancorp, Inc. follows the US Stock Market performance with the rate: 70.3%.
Estimated limits based on current volatility of 2.1%: low 15.99$, high 16.68$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-04-25, amount 0.06$ (Y1.47%)
- Company does not operate outside US (retrieved using AI)
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.41$, 18.90$]
- 2025-12-31 to 2026-12-31 estimated range: [13.24$, 17.92$]
Financial Metrics affecting the OSBC estimates:
- Negative: negative Operating income
- Positive: Operating cash flow per share per price, % of 16.01 > 12.73
- Positive: 0.87 < Non-GAAP EPS, $ of 1.89
- Negative: Interest expense per share, $ of 1.26 > 0.67
- Negative: Shareholder equity ratio, % of 11.88 <= 22.52
- Negative: -0.28 < Industry inventory ratio change (median), % of 0
Short-term OSBC quotes
Long-term OSBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $244.92MM | $291.97MM | $279.90MM |
| Operating Expenses | $138.97MM | $167.56MM | $166.94MM |
| Operating Income | $105.95MM | $124.41MM | $112.96MM |
| Non-Operating Income | $-14.40MM | $0.00MM | $0.00MM |
| Interest Expense | $10.32MM | $40.04MM | $56.27MM |
| Income(Loss) | $91.55MM | $124.41MM | $112.96MM |
| Taxes | $24.14MM | $32.68MM | $27.69MM |
| Profit(Loss)* | $67.41MM | $91.73MM | $85.26MM |
| Stockholders Equity | $461.14MM | $577.28MM | $671.03MM |
| Inventory | $146.90MM | $0.00MM | $0.00MM |
| Assets | $5,888.32MM | $5,722.80MM | $5,649.38MM |
| Operating Cash Flow | $97.34MM | $116.40MM | $131.53MM |
| Capital expenditure | $4.33MM | $12.38MM | $10.79MM |
| Investing Cash Flow | $-432.78MM | $161.56MM | $322.70MM |
| Financing Cash Flow | $-301.50MM | $-292.99MM | $-455.05MM |
| Earnings Per Share** | $1.51 | $2.05 | $1.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.