Horizon Bancorp, Inc.
General ticker "HBNC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $699.6M (TTM average)
Horizon Bancorp, Inc. follows the US Stock Market performance with the rate: 53.7%.
Estimated limits based on current volatility of 1.0%: low 17.33$, high 17.66$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-10-03, amount 0.16$ (Y3.68%)
- Total employees count: 841 (+2.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market risk, Operational and conduct risks, Economic downturns and volatility, Regulatory and compliance
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.27$, 19.69$]
- 2025-12-31 to 2026-12-31 estimated range: [13.57$, 19.28$]
Financial Metrics affecting the HBNC estimates:
- Positive: with PPE of 20.3 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of 7.70
- Negative: Shareholder equity ratio, % of 9.79 <= 18.93
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Operating cash flow per share per price, % of 0.90 <= 6.82
- Negative: Investing cash flow per share per price, % of -7.44 <= -4.48
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
Short-term HBNC quotes
Long-term HBNC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $278.07MM | $319.32MM | $355.38MM |
| Operating Expenses | $172.49MM | $280.32MM | $328.03MM |
| Operating Income | $105.58MM | $39.00MM | $27.35MM |
| Interest Expense | $36.52MM | $136.56MM | $167.88MM |
| Income(Loss) | $105.58MM | $39.00MM | $27.35MM |
| Taxes | $12.18MM | $11.02MM | $-8.08MM |
| Profit(Loss)* | $93.41MM | $27.98MM | $35.43MM |
| Stockholders Equity | $677.38MM | $718.81MM | $763.58MM |
| Assets | $7,872.52MM | $7,940.48MM | $7,801.15MM |
| Operating Cash Flow | $94.38MM | $88.94MM | $6.37MM |
| Capital expenditure | $6.43MM | $7.78MM | $5.08MM |
| Investing Cash Flow | $-1,019.93MM | $329.52MM | $-52.78MM |
| Financing Cash Flow | $455.55MM | $-15.44MM | $-186.68MM |
| Earnings Per Share** | $2.14 | $0.64 | $0.81 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.