Financial Institutions Inc
General ticker "FISI" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $423.6M
Financial Institutions Inc follows the US Stock Market performance with the rate: 53.5%.
Estimated limits based on current volatility of 2.3%: low 26.86$, high 28.14$
Factors to consider:
- Company pays dividends: last record date 2024-12-13, amount 0.30$ (Y4.38%)
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [16.38$, 25.79$]
- 2024-12-30 to 2025-12-30 estimated range: [22.67$, 33.01$]
Financial Metrics affecting the FISI estimates:
- Positive: Non-GAAP EPS, $ of 3.16 > 2.29
- Negative: Investing cash flow per share, $ of -20.17 <= -3.48
- Positive: Operating profit margin, % of 41.99 > 19.51
- Negative: Inventory ratio change, % of 16.38 > 1.08
- Negative: Interest expense per share, $ of 7.83 > 0.74
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.81
Short-term FISI quotes
Long-term FISI plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $199.56MM | $243.21MM | $200.28MM |
| Operating Expenses | $102.33MM | $171.41MM | $138.89MM |
| Operating Income | $97.22MM | $71.80MM | $61.38MM |
| Non-Operating Income | $0.00MM | $-0.83MM | $1.67MM |
| Interest Expense | $12.47MM | $28.73MM | $120.42MM |
| Income(Loss) | $97.22MM | $70.97MM | $63.05MM |
| Taxes | $19.52MM | $14.40MM | $12.79MM |
| Profit(Loss) | $77.70MM | $56.57MM | $50.26MM |
| Stockholders Equity | $505.14MM | $405.61MM | $454.80MM |
| Inventory | $97.15MM | $151.37MM | $0.00MM |
| Assets | $5,520.78MM | $5,797.27MM | $6,160.88MM |
| Operating Cash Flow | $72.96MM | $133.57MM | $10.89MM |
| Capital expenditure | $9.40MM | $8.37MM | $2.99MM |
| Investing Cash Flow | $-633.42MM | $-325.16MM | $-310.09MM |
| Financing Cash Flow | $545.69MM | $242.94MM | $293.17MM |
| Earnings Per Share* | $4.81 | $3.58 | $3.17 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.