HBT Financial, Inc.
General ticker "HBT" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $800.0M (TTM average)
HBT Financial, Inc. follows the US Stock Market performance with the rate: 46.1%.
Estimated limits based on current volatility of 1.1%: low 28.00$, high 28.64$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-12, amount 0.23$ (Y3.31%)
- Total employees count: 844 (0.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Strategic risks and growth management, Cybersecurity threats, Regulatory and compliance, Economic downturns and volatility
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.02$, 29.10$]
- 2026-12-31 to 2027-12-31 estimated range: [23.82$, 30.24$]
Financial Metrics affecting the HBT estimates:
- Positive: with PPE of 10.4 at the end of fiscal year the price was neutral
- Positive: 6.59 < Operating cash flow per share per price, % of 10.24
- Positive: Operating profit margin, % of 35.63 > 18.39
- Negative: Interest expense per share per price, % of 6.85 > 3.31
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: Shareholder equity ratio, % of 12.14 <= 19.24
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Investing cash flow per share per price, % of -4.77 <= -4.41
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.50 <= 1.81
Short-term HBT quotes
Long-term HBT plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $228.73MM | $224.59MM | $293.33MM |
| Operating Expenses | $140.15MM | $127.21MM | $188.82MM |
| Operating Income | $88.58MM | $97.38MM | $104.51MM |
| Interest Expense | $37.93MM | $62.85MM | $56.89MM |
| Income(Loss) | $88.58MM | $97.38MM | $104.51MM |
| Taxes | $22.74MM | $25.60MM | $27.50MM |
| Net Income(Loss)* | $65.84MM | $71.78MM | $77.01MM |
| Stockholders Equity | $489.50MM | $544.61MM | $615.50MM |
| Assets | $5,073.17MM | $5,032.90MM | $5,071.39MM |
| Operating Cash Flow | $65.83MM | $89.37MM | $85.07MM |
| Capital expenditure | $3.13MM | $5.51MM | $10.25MM |
| Investing Cash Flow | $132.66MM | $32.35MM | $-39.64MM |
| Financing Cash Flow | $-171.40MM | $-125.28MM | $-60.85MM |
| Earnings Per Share** | $2.08 | $2.27 | $2.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.