Nicolet Bankshares, Inc.
General ticker "NIC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
Nicolet Bankshares, Inc. follows the US Stock Market performance with the rate: 57.8%.
Estimated limits based on current volatility of 1.5%: low 142.66$, high 147.12$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-08, amount 0.32$ (Y0.88%)
- Total employees count: 978 (+0.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market competition, Operational and conduct risks, Expansion risks, Organic growth challenges
- Current price 22.1% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [88.49$, 116.99$]
- 2025-12-31 to 2026-12-31 estimated range: [89.42$, 119.54$]
Financial Metrics affecting the NIC estimates:
- Negative: with PPE of 13.2 at the end of fiscal year the price was high
- Positive: 6.66 < Operating cash flow per share per price, % of 8.41
- Positive: Operating profit margin, % of 29.87 > 18.34
- Positive: -3.56 < Return on assets ratio (scaled to [-100,100]) of 1.39
- Positive: Industry earnings per price (median), % of 6.49 > 4.47
- Negative: Shareholder equity ratio, % of 13.33 <= 19.41
- Positive: Industry operating cash flow per share per price (median), % of 10.64 > 10.21
- Negative: Investing cash flow per share per price, % of -18.14 <= -14.20
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
Short-term NIC quotes
Long-term NIC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $332.07MM | $416.85MM | $519.42MM |
| Operating Expenses | $206.34MM | $330.22MM | $364.29MM |
| Operating Income | $125.74MM | $86.63MM | $155.13MM |
| Interest Expense | $33.96MM | $141.35MM | $170.30MM |
| Income(Loss) | $125.74MM | $86.63MM | $155.13MM |
| Taxes | $31.48MM | $25.12MM | $31.07MM |
| Profit(Loss)* | $94.26MM | $61.52MM | $124.06MM |
| Stockholders Equity | $972.53MM | $1,039.01MM | $1,172.90MM |
| Assets | $8,763.97MM | $8,468.68MM | $8,796.80MM |
| Operating Cash Flow | $117.40MM | $107.97MM | $133.75MM |
| Capital expenditure | $12.23MM | $18.20MM | $16.52MM |
| Investing Cash Flow | $-516.36MM | $591.46MM | $-288.44MM |
| Financing Cash Flow | $-41.60MM | $-362.73MM | $199.30MM |
| Earnings Per Share** | $6.78 | $4.17 | $8.24 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.