SmartFinancial Inc
General ticker "SMBK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $583.2M
SmartFinancial Inc follows the US Stock Market performance with the rate: 62.2%.
Estimated limits based on current volatility of 2.1%: low 31.29$, high 32.64$
Factors to consider:
- Company pays dividends: last record date 2024-11-12, amount 0.08$ (Y1.02%)
- Company does not operate outside North America (retrieved using AI)
- Current price 10.4% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [19.28$, 28.51$]
- 2024-12-30 to 2025-12-30 estimated range: [22.62$, 32.46$]
Financial Metrics affecting the SMBK estimates:
- Positive: 0.93 < Non-GAAP EPS, $ of 2.00
- Positive: Operating profit margin, % of 23.77 > 19.51
- Negative: Investing cash flow per share, $ of -8.04 <= -3.48
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.59
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
Short-term SMBK quotes
Long-term SMBK plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $137.34MM | $186.55MM | $152.41MM |
| Operating Expenses | $93.02MM | $131.64MM | $116.18MM |
| Operating Income | $44.32MM | $54.91MM | $36.23MM |
| Interest Expense | $11.84MM | $21.33MM | $87.96MM |
| Income(Loss) | $44.32MM | $54.91MM | $36.23MM |
| Taxes | $9.53MM | $11.89MM | $7.63MM |
| Profit(Loss) | $34.79MM | $43.02MM | $28.59MM |
| Stockholders Equity | $429.43MM | $432.45MM | $459.89MM |
| Assets | $4,611.58MM | $4,637.50MM | $4,829.39MM |
| Operating Cash Flow | $46.18MM | $56.79MM | $39.72MM |
| Capital expenditure | $2.38MM | $12.49MM | $6.27MM |
| Investing Cash Flow | $-264.99MM | $-840.82MM | $-135.24MM |
| Financing Cash Flow | $782.17MM | $5.37MM | $181.37MM |
| Earnings Per Share* | $2.23 | $2.57 | $1.70 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.