The Hanover Insurance Group, Inc.
General ticker "THG" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $6.3B (TTM average)
The Hanover Insurance Group, Inc. follows the US Stock Market performance with the rate: 35.3%.
Estimated limits based on current volatility of 1.3%: low 227.14$, high 233.30$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-12, amount 0.95$ (Y1.63%)
- Total employees count: 4900 (0.0%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Extreme weather events, Regulatory and compliance, Cybersecurity threats, Investment fluctuation, Interest rate risk
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [166.07$, 227.50$]
- 2026-12-31 to 2027-12-31 estimated range: [176.31$, 242.08$]
Financial Metrics affecting the THG estimates:
- Negative: with PPE of 9.7 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 17.81 > 12.98
- Positive: 7.78 < Operating profit margin, % of 12.79
- Positive: Industry operating cash flow per share per price (median), % of 18.47 > 10.39
- Negative: 0.01 < Interest expense per share per price, % of 0.65
- Positive: -14.26 < Investing cash flow per share per price, % of -10.07
- Positive: 19.10 < Shareholder equity ratio, % of 21.08 <= 42.34
- Positive: Inventory ratio change, % of -34.27 <= -0.76
Short-term THG quotes
Long-term THG plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $5,963.50MM | $6,216.80MM | $6,597.50MM |
| Operating Expenses | $5,922.40MM | $5,679.00MM | $5,753.70MM |
| Operating Income | $41.10MM | $537.80MM | $843.80MM |
| Interest Expense | $34.10MM | $34.10MM | $43.20MM |
| Income(Loss) | $41.10MM | $537.80MM | $843.80MM |
| Taxes | $7.60MM | $112.50MM | $183.10MM |
| Net Income(Loss)* | $35.30MM | $426.00MM | $662.50MM |
| Stockholders Equity | $2,465.60MM | $2,841.80MM | $3,571.50MM |
| Assets | $14,612.60MM | $15,274.50MM | $16,945.90MM |
| Operating Cash Flow | $361.70MM | $806.40MM | $1,178.10MM |
| Capital expenditure | $11.90MM | $10.20MM | $7.70MM |
| Investing Cash Flow | $-228.50MM | $-541.50MM | $-666.20MM |
| Financing Cash Flow | $-122.10MM | $-145.50MM | $175.20MM |
| Earnings Per Share** | $0.99 | $11.87 | $18.51 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.