Assurant, Inc.
General ticker "AIZ" information:
- Sector: Financials
- Industry: Insurance - Specialty
- Capitalization: $10.6B (TTM average)
Assurant, Inc. follows the US Stock Market performance with the rate: 56.3%.
Estimated limits based on current volatility of 1.0%: low 235.02$, high 239.60$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends (quarterly): last record date 2025-12-01, amount 0.88$ (Y1.50%)
- Total employees count: 14200 as of 2024
- US accounted for 82.6% of revenue in the fiscal year ended 2024-12-31
- Top business risk factors: Regulatory and compliance, Distributor relationships, Market competition, Labor/talent shortage/retention, Supply chain disruptions
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [189.31$, 248.41$]
- 2025-12-31 to 2026-12-31 estimated range: [194.03$, 258.19$]
Financial Metrics affecting the AIZ estimates:
- Negative: with PPE of 12.8 at the end of fiscal year the price was high
- Positive: 7.54 < Operating profit margin, % of 7.81
- Positive: 1.77 < Return on assets ratio (scaled to [-100,100]) of 2.12
- Positive: 6.63 < Operating cash flow per share per price, % of 12.00
- Negative: Shareholder equity ratio, % of 14.58 <= 19.35
- Positive: 5.42 < Industry operating cash flow per share per price (median), % of 8.85
- Positive: Interest expense per share per price, % of 0.96 <= 3.31
- Positive: -14.19 < Investing cash flow per share per price, % of -5.93
- Positive: Industry earnings per price (median), % of 7.37 > 4.45
Short-term AIZ quotes
Long-term AIZ plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $10,193.00MM | $11,131.60MM | $11,877.50MM |
| Operating Expenses | $9,843.10MM | $10,324.80MM | $10,950.20MM |
| Operating Income | $349.90MM | $806.80MM | $927.30MM |
| Interest Expense | $108.30MM | $108.00MM | $107.00MM |
| Income(Loss) | $349.90MM | $806.80MM | $927.30MM |
| Taxes | $73.30MM | $164.30MM | $167.10MM |
| Profit(Loss)* | $276.60MM | $642.50MM | $760.20MM |
| Stockholders Equity | $4,228.70MM | $4,809.50MM | $5,106.70MM |
| Assets | $33,117.30MM | $33,635.20MM | $35,020.60MM |
| Operating Cash Flow | $596.90MM | $1,138.10MM | $1,332.70MM |
| Capital expenditure | $186.30MM | $202.50MM | $221.30MM |
| Investing Cash Flow | $-262.10MM | $-637.70MM | $-657.80MM |
| Financing Cash Flow | $-818.40MM | $-403.90MM | $-477.50MM |
| Earnings Per Share** | $5.09 | $12.02 | $14.55 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.