Aflac Incorporated
General ticker "AFL" information:
- Sector: Financials
- Industry: Insurance - Life
- Capitalization: $60.4B (TTM average)
Aflac Incorporated follows the US Stock Market performance with the rate: 26.5%.
Estimated limits based on current volatility of 1.0%: low 117.72$, high 120.02$
Factors to consider:
- Company included in S&P500 list
- Company pays dividends (quarterly): last record date 2026-08-19, amount 0.61$ (Y2.03%)
- Total employees count: 12716 (+0.2%) as of 2025
- Top business risk factors: Geopolitical risks, Interest rate risk, Fixed maturity securities defaults, Reserve assumption errors, IT system failures
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [91.46$, 118.07$]
- 2026-12-31 to 2027-12-31 estimated range: [93.26$, 120.84$]
Financial Metrics affecting the AFL estimates:
- Negative: with PPE of 14.7 at the end of fiscal year the price was high
- Positive: 22.58 < Operating profit margin, % of 25.70
- Positive: Industry earnings per price (median), % of 10.63 > 6.58
- Positive: 11.51 < Industry operating cash flow per share per price (median), % of 16.19
- Positive: 2.37 < Operating cash flow per share per price, % of 4.37
- Positive: Inventory ratio change, % of -6.98 <= -3.92
- Positive: 25.20 < Shareholder equity ratio, % of 25.32 <= 34.41
- Positive: 5.41 < Industry operating profit margin (median), % of 7.63
- Positive: Investing cash flow per share per price, % of 2.67 > 2.08
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term AFL quotes
Relationship graph
Long-term AFL plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $18,841.00MM | $19,485.00MM | $17,638.00MM |
| Operating Expenses | $13,579.00MM | $13,068.00MM | $13,105.00MM |
| Operating Income | $5,262.00MM | $6,417.00MM | $4,533.00MM |
| Interest Expense | $195.00MM | $197.00MM | $220.00MM |
| Income(Loss) | $5,262.00MM | $6,417.00MM | $4,533.00MM |
| Taxes | $603.00MM | $974.00MM | $887.00MM |
| Net Income(Loss)* | $4,659.00MM | $5,443.00MM | $3,646.00MM |
| Stockholders Equity | $21,985.00MM | $26,098.00MM | $29,490.00MM |
| Assets | $126,724.00MM | $117,566.00MM | $116,470.00MM |
| Operating Cash Flow | $3,190.00MM | $2,707.00MM | $2,555.00MM |
| Investing Cash Flow | $817.00MM | $2,781.00MM | $1,561.00MM |
| Financing Cash Flow | $-3,723.00MM | $-3,486.00MM | $-4,069.00MM |
| Earnings Per Share** | $7.81 | $9.76 | $6.88 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.