Horace Mann Educators Corporation
General ticker "HMN" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $1.9B (TTM average)
Horace Mann Educators Corporation follows the US Stock Market performance with the rate: 36.2%.
Estimated limits based on current volatility of 1.2%: low 48.72$, high 49.93$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-15, amount 0.36$ (Y2.91%)
- Total employees count: 1800 (+2.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Catastrophic events, Interest rate risk, Liquidity and credit risks, Market competition, Distributor failure
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [42.69$, 57.17$]
- 2026-12-31 to 2027-12-31 estimated range: [45.15$, 60.76$]
Financial Metrics affecting the HMN estimates:
- Positive: with PPE of 9.9 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 28.61 > 24.19
- Positive: Inventory ratio change, % of -18.63 <= -3.92
- Positive: 11.29 < Operating profit margin, % of 12.38
- Positive: 7.04 < Shareholder equity ratio, % of 9.71 <= 12.78
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.05
- Positive: -18.95 < Investing cash flow per share per price, % of -13.04
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 16.44
- Positive: Industry earnings per price (median), % of 8.17 > 6.58
Short-term HMN quotes
Long-term HMN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,432.80MM | $1,595.20MM | $1,624.90MM |
| Operating Expenses | $1,379.50MM | $1,466.60MM | $1,423.70MM |
| Operating Income | $53.30MM | $128.60MM | $201.20MM |
| Interest Expense | $29.70MM | $34.60MM | $253.30MM |
| Income(Loss) | $53.30MM | $128.60MM | $201.20MM |
| Taxes | $8.30MM | $25.80MM | $39.10MM |
| Net Income(Loss)* | $45.00MM | $102.80MM | $162.10MM |
| Stockholders Equity | $1,175.30MM | $1,287.50MM | $1,482.70MM |
| Assets | $14,049.90MM | $14,487.80MM | $15,266.60MM |
| Operating Cash Flow | $302.10MM | $452.10MM | $553.20MM |
| Investing Cash Flow | $-107.40MM | $-135.80MM | $-252.10MM |
| Financing Cash Flow | $-207.80MM | $-307.90MM | $-311.70MM |
| Earnings Per Share** | $1.09 | $2.49 | $3.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.