Horace Mann Educators Corporation
General ticker "HMN" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $1.8B (TTM average)
Horace Mann Educators Corporation follows the US Stock Market performance with the rate: 29.2%.
Estimated limits based on current volatility of 1.1%: low 48.50$, high 49.56$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-17, amount 0.36$ (Y2.96%)
- Total employees count: 1750 (+2.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Strategic risks and growth management, Operational and conduct risks, Regulatory and compliance, AI risks
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [43.54$, 58.18$]
- 2026-12-31 to 2027-12-31 estimated range: [45.93$, 61.72$]
Financial Metrics affecting the HMN estimates:
- Negative: with PPE of 9.9 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 28.60 > 12.90
- Positive: 7.54 < Operating profit margin, % of 12.38
- Positive: Industry inventory ratio change (median), % of -30.17 <= -0.16
- Negative: Shareholder equity ratio, % of 9.71 <= 19.24
- Positive: Industry operating cash flow per share per price (median), % of 19.20 > 10.39
- Positive: Inventory ratio change, % of -18.63 <= -0.75
- Negative: Interest expense per share per price, % of 13.09 > 3.31
Short-term HMN quotes
Long-term HMN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,432.80MM | $1,550.40MM | $1,624.90MM |
| Operating Expenses | $1,379.50MM | $1,421.80MM | $1,423.70MM |
| Operating Income | $53.30MM | $128.60MM | $201.20MM |
| Interest Expense | $29.70MM | $34.60MM | $253.30MM |
| Income(Loss) | $53.30MM | $128.60MM | $201.20MM |
| Taxes | $8.30MM | $25.80MM | $39.10MM |
| Net Income(Loss)* | $45.00MM | $102.80MM | $162.10MM |
| Stockholders Equity | $1,175.30MM | $1,287.50MM | $1,482.70MM |
| Assets | $14,049.90MM | $14,487.80MM | $15,266.60MM |
| Operating Cash Flow | $302.10MM | $452.10MM | $553.20MM |
| Investing Cash Flow | $-107.40MM | $-135.80MM | $-252.10MM |
| Financing Cash Flow | $-207.80MM | $-307.90MM | $-311.70MM |
| Earnings Per Share** | $1.09 | $2.49 | $3.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.