Cincinnati Financial Corporation
General ticker "CINF" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $25.6B (TTM average)
Cincinnati Financial Corporation follows the US Stock Market performance with the rate: 23.5%.
Estimated limits based on current volatility of 1.0%: low 166.45$, high 169.98$
Factors to consider:
- Earnings expected soon, date: 2026-10-26 amc
- Company included in S&P500 list
- Company pays dividends (quarterly): last record date 2026-09-23, amount 0.94$ (Y2.20%)
- Total employees count: 5705 (+1.4%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Insurance rate setting, Loss reserve estimates, Catastrophic events, Investment performance, Reinsurance availability
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [146.14$, 191.36$]
- 2026-12-31 to 2027-12-31 estimated range: [153.83$, 201.49$]
Financial Metrics affecting the CINF estimates:
- Positive: with PPE of 20.8 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 23.59
- Positive: 11.37 < Operating cash flow per share per price, % of 11.94
- Positive: Inventory ratio change, % of 0.43 <= 1.34
- Positive: 7.79 < Industry operating profit margin (median), % of 13.64
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 16.44
- Positive: Industry inventory ratio change (median), % of -19.35 <= -0.92
- Positive: 5.14 < Return on assets ratio (scaled to [-100,100]) of 5.51
- Positive: Industry earnings per price (median), % of 8.17 > 6.58
- Positive: -7.11 < Investing cash flow per share per price, % of -6.49
Short-term CINF quotes
Long-term CINF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $10,013.00MM | $11,337.00MM | $12,631.00MM |
| Operating Expenses | $7,737.00MM | $8,479.00MM | $9,651.00MM |
| Operating Income | $2,276.00MM | $2,858.00MM | $2,980.00MM |
| Interest Expense | $54.00MM | $53.00MM | $53.00MM |
| Income(Loss) | $2,276.00MM | $2,858.00MM | $2,980.00MM |
| Taxes | $433.00MM | $566.00MM | $587.00MM |
| Net Income(Loss)* | $1,843.00MM | $2,292.00MM | $2,393.00MM |
| Stockholders Equity | $12,098.00MM | $13,935.00MM | $15,911.00MM |
| Assets | $32,769.00MM | $36,501.00MM | $41,002.00MM |
| Operating Cash Flow | $2,052.00MM | $2,649.00MM | $3,112.00MM |
| Capital expenditure | $18.00MM | $22.00MM | $20.00MM |
| Investing Cash Flow | $-1,608.00MM | $-1,696.00MM | $-1,691.00MM |
| Financing Cash Flow | $-801.00MM | $-877.00MM | $-973.00MM |
| Earnings Per Share** | $11.66 | $14.65 | $15.17 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.