United Fire Group, Inc.
General ticker "UFCS" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $889.1M (TTM average)
United Fire Group, Inc. follows the US Stock Market performance with the rate: 46.9%.
Estimated limits based on current volatility of 1.9%: low 49.31$, high 51.20$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-05, amount 0.20$ (Y1.57%)
- Total employees count: 877 (+2.9%) as of 2024
- Top business risk factors: Regulatory and compliance, Economic downturns and volatility, Cybersecurity threats, Operational and conduct risks, Market competition
- Current price 17.6% above estimated high
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [30.49$, 43.46$]
- 2026-12-31 to 2027-12-31 estimated range: [30.77$, 44.51$]
Financial Metrics affecting the UFCS estimates:
- Positive: with PPE of 8.0 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 27.75 > 12.93
- Negative: Inventory ratio change, % of 0.92 > 0.80
- Positive: 1.77 < Return on assets ratio (scaled to [-100,100]) of 2.99
- Positive: 7.57 < Operating profit margin, % of 10.67
- Positive: Industry operating profit margin (median), % of 13.13 > 9.66
- Positive: 19.19 < Shareholder equity ratio, % of 24.50 <= 42.57
- Negative: 0.74 < Interest expense per share per price, % of 1.16
Short-term UFCS quotes
Long-term UFCS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,098.33MM | $1,251.86MM | $1,386.41MM |
| Operating Expenses | $1,138.05MM | $1,174.83MM | $1,238.48MM |
| Operating Income | $-39.72MM | $77.03MM | $147.94MM |
| Interest Expense | $3.26MM | $7.28MM | $11.27MM |
| Income(Loss) | $-39.72MM | $77.03MM | $147.94MM |
| Taxes | $-10.02MM | $15.08MM | $29.75MM |
| Net Income(Loss)* | $-29.70MM | $61.96MM | $118.19MM |
| Stockholders Equity | $733.75MM | $781.53MM | $941.17MM |
| Assets | $3,144.19MM | $3,488.47MM | $3,840.79MM |
| Operating Cash Flow | $171.74MM | $340.30MM | $269.74MM |
| Capital expenditure | $10.89MM | $11.87MM | $6.45MM |
| Investing Cash Flow | $-149.89MM | $-292.49MM | $-325.96MM |
| Financing Cash Flow | $-16.45MM | $51.09MM | $11.60MM |
| Earnings Per Share** | $-1.18 | $2.45 | $4.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.