Mercury General Corporation
General ticker "MCY" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $5.1B (TTM average)
Mercury General Corporation follows the US Stock Market performance with the rate: 44.4%.
Estimated limits based on current volatility of 1.1%: low 101.89$, high 104.23$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-11, amount 0.32$ (Y1.25%)
- Total employees count: 4300 (+2.4%) as of 2025
- Top business risk factors: Operational and conduct risks, Pricing accuracy, Climate change and natural disasters, Regulatory and compliance, Cybersecurity threats
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [78.30$, 109.34$]
- 2026-12-31 to 2027-12-31 estimated range: [83.45$, 116.40$]
Financial Metrics affecting the MCY estimates:
- Negative: with PPE of 12.0 at the end of fiscal year the price was high
- Positive: 15.29 < Operating cash flow per share per price, % of 20.78
- Positive: 7.80 < Operating profit margin, % of 11.07
- Positive: 5.14 < Return on assets ratio (scaled to [-100,100]) of 5.36
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 16.44
- Positive: 7.79 < Industry operating profit margin (median), % of 13.64
- Positive: Industry inventory ratio change (median), % of -19.35 <= -0.92
- Positive: Inventory ratio change, % of -27.35 <= -3.92
- Positive: Industry earnings per price (median), % of 8.17 > 6.58
Short-term MCY quotes
Long-term MCY plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $4,629.63MM | $5,475.63MM | $5,992.47MM |
| Operating Expenses | $4,530.20MM | $4,900.75MM | $5,328.82MM |
| Operating Income | $99.43MM | $574.88MM | $663.65MM |
| Interest Expense | $24.17MM | $30.82MM | $28.62MM |
| Income(Loss) | $99.43MM | $574.88MM | $663.65MM |
| Taxes | $3.09MM | $106.93MM | $122.56MM |
| Net Income(Loss)* | $96.34MM | $467.95MM | $541.09MM |
| Stockholders Equity | $1,548.14MM | $1,946.52MM | $2,417.28MM |
| Assets | $7,103.40MM | $8,310.63MM | $9,560.67MM |
| Operating Cash Flow | $453.00MM | $1,037.12MM | $1,087.19MM |
| Capital expenditure | $36.81MM | $46.14MM | $58.43MM |
| Investing Cash Flow | $-295.45MM | $-796.66MM | $-420.16MM |
| Financing Cash Flow | $103.58MM | $-71.11MM | $-71.72MM |
| Earnings Per Share** | $1.74 | $8.45 | $9.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.