NI Holdings, Inc.
General ticker "NODK" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $288.4M (TTM average)
NI Holdings, Inc. follows the US Stock Market performance with the rate: 40.0%.
Estimated limits based on current volatility of 0.9%: low 12.85$, high 13.10$
Factors to consider:
- Total employees count: 216 (-7.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Catastrophic events, Economic downturns and volatility, Operational and conduct risks, Cybersecurity threats, Litigation risks
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [10.86$, 16.01$]
- 2026-12-31 to 2027-12-31 estimated range: [10.61$, 15.84$]
Financial Metrics affecting the NODK estimates:
- Negative: with PPE of -28.1 at the end of fiscal year the price was high
- Positive: -4.72 < Operating profit margin, % of -4.15
- Negative: negative Net income
- Positive: 0.07 < Operating cash flow per share per price, % of 0.69
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.68 > 4.54
- Positive: Shareholder equity ratio, % of 99.84 > 64.25
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term NODK quotes
Long-term NODK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $304.02MM | $325.20MM | $285.05MM |
| Operating Expenses | $283.47MM | $315.06MM | $297.38MM |
| Operating Income | $20.55MM | $10.14MM | $-12.33MM |
| Income(Loss) | $20.55MM | $10.14MM | $-12.33MM |
| Taxes | $0.72MM | $3.54MM | $-1.92MM |
| Profit(Loss)* | $-5.73MM | $-6.06MM | $-10.41MM |
| Stockholders Equity | $250.40MM | $244.63MM | $240.72MM |
| Inventory | $382.18MM | $0.00MM | $0.00MM |
| Assets | $654.89MM | $526.54MM | $241.11MM |
| Operating Cash Flow | $51.03MM | $38.51MM | $2.00MM |
| Capital expenditure | $0.97MM | $0.99MM | $0.22MM |
| Investing Cash Flow | $-8.81MM | $-4.54MM | $-2.00MM |
| Financing Cash Flow | $-7.47MM | $-3.64MM | $-2.67MM |
| Earnings Per Share** | $-0.27 | $-0.29 | $-0.50 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.