NI Holdings, Inc.
General ticker "NODK" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $285.0M (TTM average)
NI Holdings, Inc. follows the US Stock Market performance with the rate: 38.7%.
Estimated limits based on current volatility of 0.5%: low 14.76$, high 14.91$
Factors to consider:
- Total employees count: 166 (-23.1%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Catastrophic events, Climate change and natural disasters, North dakota weather, Liquidity and credit risks, Pandemic risks
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [13.51$, 18.73$]
- 2026-12-31 to 2027-12-31 estimated range: [13.69$, 19.19$]
Financial Metrics affecting the NODK estimates:
- Positive: with PPE of -27.6 at the end of fiscal year the price was neutral
- Negative: negative Operating cash flow
- Positive: -13.52 < Operating profit margin, % of -4.15
- Positive: Inventory ratio change, % of 0.81 <= 1.34
- Positive: Interest expense per share per price, % of 0 <= 0
- Positive: -7.72 < Return on assets ratio (scaled to [-100,100]) of -2.02
- Positive: Industry operating cash flow per share per price (median), % of 19.74 > 16.44
- Positive: 42.26 < Shareholder equity ratio, % of 47.50 <= 49.86
Short-term NODK quotes
Long-term NODK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $365.69MM | $325.20MM | $285.05MM |
| Operating Expenses | $369.96MM | $315.06MM | $297.38MM |
| Operating Income | $-4.26MM | $10.14MM | $-12.33MM |
| Income(Loss) | $-4.26MM | $10.14MM | $-12.33MM |
| Taxes | $0.96MM | $3.54MM | $-1.92MM |
| Net Income(Loss)* | $-5.48MM | $-6.06MM | $-10.41MM |
| Stockholders Equity | $250.40MM | $244.63MM | $240.34MM |
| Assets | $654.89MM | $526.54MM | $506.00MM |
| Operating Cash Flow | $51.03MM | $38.51MM | $-15.27MM |
| Capital expenditure | $0.97MM | $0.99MM | $0.22MM |
| Investing Cash Flow | $-8.81MM | $-4.54MM | $18.84MM |
| Financing Cash Flow | $-7.47MM | $-3.64MM | $-2.78MM |
| Earnings Per Share** | $-0.26 | $-0.29 | $-0.50 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.