NI Holdings, Inc.
General ticker "NODK" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $276.6M (TTM average)
NI Holdings, Inc. follows the US Stock Market performance with the rate: 37.8%.
Estimated limits based on current volatility of 1.1%: low 14.04$, high 14.36$
Factors to consider:
- Total employees count: 216 (-7.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Catastrophic events, Economic downturns and volatility, Operational and conduct risks, Cybersecurity threats, Litigation risks
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.37$, 17.61$]
- 2026-12-31 to 2027-12-31 estimated range: [12.11$, 17.51$]
Financial Metrics affecting the NODK estimates:
- Negative: with PPE of -28.1 at the end of fiscal year the price was high
- Negative: negative Operating cash flow
- Positive: -5.39 < Operating profit margin, % of -4.15
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of -2.02
- Positive: Interest expense per share per price, % of 0 <= 0.01
- Positive: Investing cash flow per share per price, % of 6.53 > -0.60
- Positive: Inventory ratio change, % of -27.20 <= -0.75
- Positive: 42.59 < Shareholder equity ratio, % of 47.50 <= 64.29
- Positive: Industry earnings per price (median), % of 8.36 > 4.45
Short-term NODK quotes
Long-term NODK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $365.69MM | $325.20MM | $285.05MM |
| Operating Expenses | $369.96MM | $315.06MM | $297.38MM |
| Operating Income | $-4.26MM | $10.14MM | $-12.33MM |
| Income(Loss) | $-4.26MM | $10.14MM | $-12.33MM |
| Taxes | $0.96MM | $3.54MM | $-1.92MM |
| Net Income(Loss)* | $-5.48MM | $-6.06MM | $-10.41MM |
| Stockholders Equity | $250.40MM | $244.63MM | $240.34MM |
| Inventory | $382.18MM | $0.00MM | $0.00MM |
| Assets | $654.89MM | $526.54MM | $506.00MM |
| Operating Cash Flow | $51.03MM | $38.51MM | $-15.27MM |
| Capital expenditure | $0.97MM | $0.99MM | $0.22MM |
| Investing Cash Flow | $-8.81MM | $-4.54MM | $18.84MM |
| Financing Cash Flow | $-7.47MM | $-3.64MM | $-2.78MM |
| Earnings Per Share** | $-0.26 | $-0.29 | $-0.50 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.