First United Corporation
General ticker "FUNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $247.7M (TTM average)
First United Corporation follows the US Stock Market performance with the rate: 47.4%.
Estimated limits based on current volatility of 1.3%: low 43.51$, high 44.64$
Factors to consider:
- Earnings expected soon, date: 2026-10-26 amc
- Company pays dividends (quarterly): last record date 2026-07-20, amount 0.26$ (Y2.35%)
- Total employees count: 343 (+5.2%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Subsidiary growth, Liquidity and credit risks, Loan defaults, Real estate concentration, Technology failure
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [34.22$, 45.63$]
- 2026-12-31 to 2027-12-31 estimated range: [33.66$, 45.84$]
Financial Metrics affecting the FUNC estimates:
- Positive: with PPE of 9.7 at the end of fiscal year the price was neutral
- Positive: 6.77 < Operating cash flow per share per price, % of 7.72
- Positive: 22.58 < Operating profit margin, % of 27.30
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.16
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: -40.59 < Investing cash flow per share per price, % of -19.14
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
Short-term FUNC quotes
Long-term FUNC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $95.61MM | $111.80MM | $119.18MM |
| Operating Expenses | $76.13MM | $84.57MM | $86.65MM |
| Operating Income | $19.48MM | $27.23MM | $32.53MM |
| Interest Expense | $24.29MM | $32.02MM | $32.73MM |
| Income(Loss) | $19.48MM | $27.23MM | $32.53MM |
| Taxes | $4.42MM | $6.66MM | $8.02MM |
| Net Income(Loss)* | $15.06MM | $20.57MM | $24.52MM |
| Stockholders Equity | $161.87MM | $179.29MM | $203.63MM |
| Assets | $1,905.86MM | $1,973.02MM | $2,087.45MM |
| Operating Cash Flow | $22.47MM | $22.28MM | $19.37MM |
| Capital expenditure | $0.35MM | $1.92MM | $3.97MM |
| Investing Cash Flow | $-81.71MM | $-38.44MM | $-48.01MM |
| Financing Cash Flow | $34.68MM | $44.73MM | $81.92MM |
| Earnings Per Share** | $2.25 | $3.15 | $3.78 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.