PCB Bancorp
General ticker "PCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $289.6M (TTM average)
PCB Bancorp follows the US Stock Market performance with the rate: 65.9%.
Estimated limits based on current volatility of 1.3%: low 22.10$, high 22.67$
Factors to consider:
- Earnings expected soon, date: 2026-01-29 bmo
- Company pays dividends (quarterly): last record date 2025-11-07, amount 0.20$ (Y3.60%)
- Total employees count: 259 (-3.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Cybersecurity threats, Climate change and natural disasters, Geographic concentration, Economic downturns and volatility
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [19.51$, 26.35$]
- 2025-12-31 to 2026-12-31 estimated range: [19.55$, 26.95$]
Financial Metrics affecting the PCB estimates:
- Positive: with PPE of 11.2 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 13.53 > 12.91
- Positive: Operating profit margin, % of 36.39 > 18.33
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.84 <= 1.77
- Negative: Shareholder equity ratio, % of 11.87 <= 19.35
- Negative: Interest expense per share per price, % of 32.01 > 3.31
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term PCB quotes
Long-term PCB plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $116.25MM | $161.86MM | $99.71MM |
| Operating Expenses | $66.85MM | $118.60MM | $63.42MM |
| Operating Income | $49.40MM | $43.26MM | $36.29MM |
| Interest Expense | $12.12MM | $62.67MM | $92.20MM |
| Income(Loss) | $49.40MM | $43.26MM | $36.29MM |
| Taxes | $14.42MM | $12.56MM | $10.48MM |
| Profit(Loss)* | $34.99MM | $30.70MM | $25.81MM |
| Stockholders Equity | $335.44MM | $348.87MM | $363.81MM |
| Assets | $2,420.04MM | $2,789.51MM | $3,063.97MM |
| Operating Cash Flow | $57.27MM | $63.34MM | $38.98MM |
| Capital expenditure | $5.45MM | $1.31MM | $4.08MM |
| Investing Cash Flow | $-356.67MM | $-275.27MM | $-311.74MM |
| Financing Cash Flow | $243.14MM | $307.24MM | $229.20MM |
| Earnings Per Share** | $2.36 | $2.15 | $1.81 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.