PCB Bancorp
General ticker "PCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $328.1M (TTM average)
PCB Bancorp follows the US Stock Market performance with the rate: 53.6%.
Estimated limits based on current volatility of 1.4%: low 27.45$, high 28.23$
Factors to consider:
- Earnings expected soon, date: 2026-10-22 amc
- Company pays dividends (quarterly): last record date 2026-08-07, amount 0.22$ (Y3.15%)
- Total employees count: 265 (+2.3%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Cybersecurity threats, Labor/talent shortage/retention, Small business lending
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [18.87$, 25.73$]
- 2026-12-31 to 2027-12-31 estimated range: [18.33$, 25.42$]
Financial Metrics affecting the PCB estimates:
- Positive: with PPE of 8.6 at the end of fiscal year the price was neutral
- Positive: 6.77 < Operating cash flow per share per price, % of 8.47
- Positive: Operating profit margin, % of 45.36 > 33.79
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: 7.04 < Shareholder equity ratio, % of 11.88 <= 12.78
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.13
- Negative: 0 < Industry inventory ratio change (median), % of 0
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
Short-term PCB quotes
Long-term PCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $99.19MM | $99.71MM | $115.71MM |
| Operating Expenses | $55.92MM | $63.42MM | $63.23MM |
| Operating Income | $43.26MM | $36.29MM | $52.49MM |
| Interest Expense | $62.67MM | $92.20MM | $93.66MM |
| Income(Loss) | $43.26MM | $36.29MM | $52.49MM |
| Taxes | $12.56MM | $10.48MM | $15.04MM |
| Net Income(Loss)* | $30.70MM | $25.81MM | $37.45MM |
| Stockholders Equity | $348.87MM | $363.81MM | $390.03MM |
| Assets | $2,789.51MM | $3,063.97MM | $3,281.77MM |
| Operating Cash Flow | $63.34MM | $38.98MM | $26.59MM |
| Capital expenditure | $1.31MM | $4.08MM | $2.19MM |
| Investing Cash Flow | $-275.27MM | $-311.74MM | $-200.14MM |
| Financing Cash Flow | $307.24MM | $229.20MM | $181.90MM |
| Earnings Per Share** | $2.15 | $1.81 | $2.64 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.