ACNB Corporation
General ticker "ACNB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $520.8M (TTM average)
ACNB Corporation follows the US Stock Market performance with the rate: 51.8%.
Estimated limits based on current volatility of 1.1%: low 62.26$, high 63.65$
Factors to consider:
- Earnings expected soon, date: 2026-10-22 bmo
- Company pays dividends (quarterly): last record date 2026-09-01, amount 0.42$ (Y2.65%)
- Total employees count: 537 (+29.1%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Commercial real estate, Cybersecurity threats, Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance
- Current price 20.0% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [40.81$, 52.78$]
- 2026-12-31 to 2027-12-31 estimated range: [42.55$, 55.29$]
Financial Metrics affecting the ACNB estimates:
- Positive: with PPE of 10.0 at the end of fiscal year the price was neutral
- Positive: 8.77 < Operating cash flow per share per price, % of 10.60
- Positive: Operating profit margin, % of 73.35 > 33.79
- Positive: 12.78 < Shareholder equity ratio, % of 13.01 <= 25.20
- Positive: Investing cash flow per share per price, % of 12.78 > 2.08
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
Short-term ACNB quotes
Long-term ACNB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $110.92MM | $132.19MM | $151.70MM |
| Operating Expenses | $2.08MM | $91.78MM | $40.42MM |
| Operating Income | $108.84MM | $40.42MM | $111.28MM |
| Non-Operating Income | $-68.99MM | $0.00MM | $-64.82MM |
| Interest Expense | $8.32MM | $23.85MM | $40.12MM |
| Income(Loss) | $39.85MM | $40.42MM | $46.45MM |
| Taxes | $8.16MM | $8.57MM | $9.40MM |
| Net Income(Loss)* | $31.69MM | $31.85MM | $37.05MM |
| Stockholders Equity | $277.46MM | $303.27MM | $419.97MM |
| Assets | $2,418.85MM | $2,394.83MM | $3,228.13MM |
| Operating Cash Flow | $40.60MM | $39.78MM | $53.64MM |
| Capital expenditure | $1.17MM | $0.96MM | $1.08MM |
| Investing Cash Flow | $15.44MM | $2.43MM | $64.65MM |
| Financing Cash Flow | $-158.24MM | $-60.91MM | $-99.90MM |
| Earnings Per Share** | $3.72 | $3.75 | $3.61 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.