BayCom Corp
General ticker "BCML" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $316.4M (TTM average)
BayCom Corp follows the US Stock Market performance with the rate: 38.4%.
Estimated limits based on current volatility of 1.3%: low 33.15$, high 34.05$
Factors to consider:
- Earnings expected soon, date: 2026-07-16 bmo
- Company pays dividends (quarterly): last record date 2026-06-11, amount 0.30$ (Y3.60%)
- Total employees count: 327 (+0.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Loan delinquencies, Real estate decline, Acquisition/divestiture risks, Cybersecurity threats
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [25.81$, 34.37$]
- 2026-12-31 to 2027-12-31 estimated range: [25.90$, 34.89$]
Financial Metrics affecting the BCML estimates:
- Positive: with PPE of 14.2 at the end of fiscal year the price was neutral
- Positive: 6.62 < Operating cash flow per share per price, % of 9.46
- Positive: Operating profit margin, % of 23.17 > 18.40
- Negative: Shareholder equity ratio, % of 13.05 <= 19.19
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 0.91
Short-term BCML quotes
Long-term BCML plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $104.85MM | $97.52MM | $141.83MM |
| Operating Expenses | $70.26MM | $68.75MM | $108.97MM |
| Operating Income | $34.59MM | $28.77MM | $32.87MM |
| Non-Operating Income | $3.57MM | $3.35MM | $-0.25MM |
| Interest Expense | $28.46MM | $40.57MM | $40.94MM |
| Income(Loss) | $38.16MM | $32.12MM | $32.62MM |
| Taxes | $10.73MM | $8.51MM | $8.69MM |
| Net Income(Loss)* | $27.43MM | $23.61MM | $23.93MM |
| Stockholders Equity | $312.87MM | $324.37MM | $338.55MM |
| Assets | $2,551.96MM | $2,664.51MM | $2,593.68MM |
| Operating Cash Flow | $30.80MM | $30.36MM | $31.83MM |
| Capital expenditure | $2.12MM | $1.70MM | $1.75MM |
| Investing Cash Flow | $80.40MM | $-62.19MM | $-90.79MM |
| Financing Cash Flow | $19.52MM | $88.32MM | $-98.56MM |
| Earnings Per Share** | $2.27 | $2.10 | $2.20 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.