Greene County Bancorp, Inc.
General ticker "GCBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $390.3M (TTM average)
Greene County Bancorp, Inc. follows the US Stock Market performance with the rate: 22.4%.
Estimated limits based on current volatility of 1.1%: low 24.75$, high 25.31$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-15, amount 0.10$ (Y1.60%)
- Total employees count: 209 (+7.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Liquidity and credit risks, Operational and conduct risks, Market risk, Transaction risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-06-30 to 2027-06-30
- 2025-06-30 to 2026-06-30 estimated range: [17.18$, 26.50$]
- 2026-06-30 to 2027-06-30 estimated range: [15.77$, 24.52$]
Financial Metrics affecting the GCBC estimates:
- Positive: with PPE of 12.2 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 26.08 > 18.38
- Negative: Shareholder equity ratio, % of 7.85 <= 19.44
- Positive: 6.65 < Operating cash flow per share per price, % of 7.36
- Negative: Interest expense per share per price, % of 15.15 > 3.30
- Positive: -3.52 < Return on assets ratio (scaled to [-100,100]) of 1.01
- Negative: Investing cash flow per share per price, % of -55.30 <= -14.22
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term GCBC quotes
Long-term GCBC plot with estimates
Financial data
| YTD | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Operating Revenue | $96.77MM | $117.57MM | $132.94MM |
| Operating Expenses | $60.94MM | $90.75MM | $98.27MM |
| Operating Income | $35.83MM | $26.82MM | $34.67MM |
| Interest Expense | $23.41MM | $52.69MM | $57.58MM |
| Income(Loss) | $35.83MM | $26.82MM | $34.67MM |
| Taxes | $5.04MM | $2.05MM | $3.53MM |
| Profit(Loss)* | $30.79MM | $24.77MM | $31.14MM |
| Stockholders Equity | $183.28MM | $206.00MM | $238.84MM |
| Assets | $2,698.28MM | $2,825.79MM | $3,040.61MM |
| Operating Cash Flow | $28.11MM | $24.91MM | $27.98MM |
| Capital expenditure | $1.54MM | $1.51MM | $0.69MM |
| Investing Cash Flow | $0.66MM | $-129.24MM | $-210.17MM |
| Financing Cash Flow | $98.67MM | $98.28MM | $174.87MM |
| Earnings Per Share** | $1.81 | $1.45 | $1.83 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.