Medallion Financial Corp.
General ticker "MFIN" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $213.8M (TTM average)
Medallion Financial Corp. follows the US Stock Market performance with the rate: 52.1%.
Estimated limits based on current volatility of 1.6%: low 9.96$, high 10.29$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-12, amount 0.12$ (Y4.79%)
- Total employees count: 174 (+3.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Regulatory and compliance, Cybersecurity threats, Management dependency, Inflationary pressures
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [8.65$, 13.85$]
- 2025-12-31 to 2026-12-31 estimated range: [8.94$, 14.50$]
Financial Metrics affecting the MFIN estimates:
- Positive: with PPE of 6.3 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 21.57 > 18.64
- Positive: Operating cash flow per share per price, % of 53.72 > 13.24
- Positive: 0 < Industry earnings per price (median), % of 3.52
- Negative: Investing cash flow per share per price, % of -156.15 <= -14.38
- Negative: Shareholder equity ratio, % of 12.90 <= 18.93
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.33
Short-term MFIN quotes
Long-term MFIN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $198.43MM | $254.51MM | $291.79MM |
| Operating Expenses | $130.58MM | $168.48MM | $228.85MM |
| Operating Income | $67.85MM | $86.04MM | $62.94MM |
| Interest Expense | $36.19MM | $62.95MM | $88.17MM |
| Income(Loss) | $67.85MM | $86.04MM | $62.94MM |
| Taxes | $17.96MM | $24.91MM | $21.01MM |
| Profit(Loss)* | $43.84MM | $55.08MM | $35.88MM |
| Stockholders Equity | $301.74MM | $342.99MM | $370.17MM |
| Assets | $2,259.88MM | $2,587.83MM | $2,868.61MM |
| Operating Cash Flow | $108.74MM | $113.76MM | $115.51MM |
| Investing Cash Flow | $-449.00MM | $-340.70MM | $-335.78MM |
| Financing Cash Flow | $321.38MM | $271.18MM | $239.99MM |
| Earnings Per Share** | $1.86 | $2.45 | $1.59 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.