Medallion Financial Corp.
General ticker "MFIN" information:
- Sector: Financials
- Industry: Financial - Credit Services
- Capitalization: $225.8M (TTM average)
Medallion Financial Corp. follows the US Stock Market performance with the rate: 49.2%.
Estimated limits based on current volatility of 1.7%: low 11.03$, high 11.41$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-17, amount 0.14$ (Y5.00%)
- Total employees count: 179 (+2.9%) as of 2025
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Regulatory and compliance, Interest rate risk, Broker reliance
- Price in estimated range
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [8.41$, 13.57$]
- 2026-12-31 to 2027-12-31 estimated range: [8.74$, 14.21$]
Financial Metrics affecting the MFIN estimates:
- Positive: with PPE of 5.5 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 52.93 > 24.19
- Positive: Operating profit margin, % of 50.47 > 33.79
- Positive: Industry earnings per price (median), % of 8.28 > 6.58
- Positive: 12.78 < Shareholder equity ratio, % of 13.83 <= 25.20
Short-term MFIN quotes
Long-term MFIN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $254.51MM | $291.79MM | $353.31MM |
| Operating Expenses | $168.48MM | $228.85MM | $175.00MM |
| Operating Income | $86.04MM | $62.94MM | $178.31MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-98.43MM |
| Interest Expense | $62.95MM | $88.17MM | $98.43MM |
| Income(Loss) | $86.04MM | $62.94MM | $79.89MM |
| Taxes | $24.91MM | $21.01MM | $24.54MM |
| Net Income(Loss)* | $55.08MM | $35.88MM | $43.04MM |
| Stockholders Equity | $342.99MM | $370.17MM | $408.62MM |
| Assets | $2,587.83MM | $2,868.61MM | $2,955.46MM |
| Operating Cash Flow | $113.78MM | $108.68MM | $126.28MM |
| Investing Cash Flow | $-340.71MM | $-328.94MM | $-124.49MM |
| Financing Cash Flow | $271.18MM | $239.99MM | $30.20MM |
| Earnings Per Share** | $2.45 | $1.59 | $1.89 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.