First Bank
General ticker "FRBA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $394.1M (TTM average)
First Bank follows the US Stock Market performance with the rate: 35.9%.
Estimated limits based on current volatility of 1.7%: low 15.29$, high 15.85$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-08, amount 0.09$ (Y2.32%)
- Price in estimated range
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.24$, 19.37$]
- 2026-12-31 to 2027-12-31 estimated range: [14.42$, 19.78$]
Financial Metrics affecting the FRBA estimates:
- Positive: with PPE of 9.8 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 15.36 > 12.95
- Positive: Operating profit margin, % of 23.22 > 18.38
- Negative: Shareholder equity ratio, % of 11.21 <= 19.44
- Negative: Investing cash flow per share per price, % of -36.34 <= -14.22
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.09 <= 1.85
- Positive: Industry operating cash flow per share per price (median), % of 10.74 > 10.38
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
Short-term FRBA quotes
Long-term FRBA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $173.30MM | $229.44MM | $246.78MM |
| Operating Expenses | $146.14MM | $174.29MM | $189.47MM |
| Operating Income | $27.16MM | $55.15MM | $57.30MM |
| Interest Expense | $69.50MM | $99.58MM | $98.63MM |
| Income(Loss) | $27.16MM | $55.15MM | $57.30MM |
| Taxes | $6.26MM | $12.90MM | $13.64MM |
| Profit(Loss)* | $20.90MM | $42.24MM | $43.66MM |
| Stockholders Equity | $370.90MM | $409.16MM | $443.50MM |
| Assets | $3,609.33MM | $3,780.35MM | $3,958.04MM |
| Operating Cash Flow | $143.84MM | $27.63MM | $65.56MM |
| Capital expenditure | $3.12MM | $2.91MM | $2.90MM |
| Investing Cash Flow | $20.33MM | $-107.20MM | $-155.11MM |
| Financing Cash Flow | $-62.13MM | $123.53MM | $126.85MM |
| Earnings Per Share** | $0.95 | $1.68 | $1.75 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.