Third Coast Bancshares, Inc.
General ticker "TCBX" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $481.2M (TTM average)
Third Coast Bancshares, Inc. follows the US Stock Market performance with the rate: 69.5%.
Estimated limits based on current volatility of 1.6%: low 39.09$, high 40.39$
Factors to consider:
- Total employees count: 369 (+1.1%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Interest rate fluctuations, Liquidity and credit risks, Economic downturns and volatility, Cybersecurity threats, Reputation and brand risks
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [28.56$, 40.88$]
- 2025-12-31 to 2026-12-31 estimated range: [29.77$, 42.84$]
Financial Metrics affecting the TCBX estimates:
- Positive: with PPE of 12.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 35.80 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 7.48
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.96
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Negative: Shareholder equity ratio, % of 9.32 <= 19.40
- Negative: Investing cash flow per share per price, % of -110.91 <= -14.22
Short-term TCBX quotes
Long-term TCBX plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $123.68MM | $147.73MM | $171.38MM |
| Operating Expenses | $100.51MM | $106.12MM | $110.03MM |
| Operating Income | $23.17MM | $41.61MM | $61.35MM |
| Interest Expense | $37.49MM | $127.02MM | $167.60MM |
| Income(Loss) | $23.17MM | $41.61MM | $61.35MM |
| Taxes | $4.51MM | $8.21MM | $13.68MM |
| Profit(Loss)* | $18.66MM | $33.40MM | $47.67MM |
| Stockholders Equity | $381.78MM | $411.97MM | $460.72MM |
| Assets | $3,773.15MM | $4,396.07MM | $4,942.45MM |
| Operating Cash Flow | $21.79MM | $39.08MM | $35.14MM |
| Capital expenditure | $12.19MM | $3.44MM | $1.77MM |
| Investing Cash Flow | $-1,239.53MM | $-529.53MM | $-520.93MM |
| Financing Cash Flow | $1,222.73MM | $570.29MM | $495.15MM |
| Earnings Per Share** | $1.39 | $2.46 | $3.49 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.