Third Coast Bancshares, Inc.
General ticker "TCBX" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $533.4M (TTM average)
Third Coast Bancshares, Inc. follows the US Stock Market performance with the rate: 37.2%.
Estimated limits based on current volatility of 1.4%: low 43.80$, high 45.05$
Factors to consider:
- Total employees count: 412 (+11.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate risk, Deposit withdrawal risk, Growth maintenance, Nonperforming assets, Commercial loan concentration
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [32.91$, 44.97$]
- 2026-12-31 to 2027-12-31 estimated range: [31.72$, 44.29$]
Financial Metrics affecting the TCBX estimates:
- Positive: with PPE of 10.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 40.69 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 9.41
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: Investing cash flow per share per price, % of -112.98 <= -14.39
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Negative: -0.75 < Inventory ratio change, % of 0
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.23
- Negative: Shareholder equity ratio, % of 9.94 <= 18.97
Short-term TCBX quotes
Long-term TCBX plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $147.73MM | $171.38MM | $208.87MM |
| Operating Expenses | $106.12MM | $110.03MM | $123.88MM |
| Operating Income | $41.61MM | $61.35MM | $84.99MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-2.25MM |
| Interest Expense | $127.02MM | $167.60MM | $158.81MM |
| Income(Loss) | $41.61MM | $61.35MM | $82.75MM |
| Taxes | $8.21MM | $13.68MM | $16.45MM |
| Net Income(Loss)* | $33.40MM | $47.67MM | $66.29MM |
| Stockholders Equity | $411.97MM | $460.72MM | $531.03MM |
| Assets | $4,396.07MM | $4,942.45MM | $5,340.76MM |
| Operating Cash Flow | $39.08MM | $35.14MM | $50.84MM |
| Capital expenditure | $3.44MM | $1.77MM | $2.68MM |
| Investing Cash Flow | $-529.53MM | $-520.93MM | $-610.20MM |
| Financing Cash Flow | $570.29MM | $495.15MM | $319.39MM |
| Earnings Per Share** | $2.46 | $3.49 | $4.80 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.